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​​​​​​​​​We can provide simple, hassle free, Commercial Loans that are guaranteed by the US Government (U.S. Small Business Administration).​​


FirstBank, in partnership with the U.S. Small Business Administration, performs the origination, processing and servicing​ of SBA Loans under the Preferred Lender Program (PLP). We are committed to serving small businesses by obtaining the financing you need to grow. We specialize on the basic and most popular SBA loan programs, which can be used for a variety of business purposes. With a SBA loan from FirstBank Florida you will have the money you need.


The SBA–guaranteed loans we currently offer are:


7(a) Loans
SBA Express
Export Express

With South Florida as a hub of International trade, your business can expand with exporting. Export Express is the simplest export loan product offered by SBA.


  • Finance any export development activity such as:
    • Participation in foreign trade shows
    • Purchase of real estate and equipment
    • Expand production facilities
    • General lines of credit for export purposes
    • Standby letters of credit
  • Advantages include:
    • Financing up to $500,000 with variable interest rates
    • Revolving option or as a term loan
    • Short–term and/or long–term financing available
    • SBA provides up to 90%2 guarantee
    • Increased access to capital
    • Fast turnaround
    • ​Use your own forms and procedures
504 Loans

The 504 Loan Program will help a small business purchase the assets needed to take it to the next level. It allows businesses to purchase owner-occupied commercial real estate and equipment while retaining working capital.


  • Provides long–term financing of fixed assets such as:
    • Commercial real estate
    • Equipment with a useful life exceeding 10 years
    • Other uses include construction and/or property improvements
  • Advantages include:
    • Up to $5 million loan
    • Low down payments as low as 10% on multi–purpose properties
    • Full amortization and no balloons (CDC portion)
    • Low Fixed and variable rates available
    • Quick approvals and closings

All loans are subject to credit approval. Subject to terms and conditions of FirstBank. FirstBank Florida is a division of FirstBank Puerto Rico. 1 Generally, working capital, machinery and equipment may not exceed life of equipment 5-10 years. Real Estate is up to 25 years. 2 Loans up to $350,000 have a 90% guarantee. Loans between $350,000-$500,000 have a 75% guarantee.

All loans are subject to credit approval. Subject to terms and conditions of FirstBank. FirstBank Florida is a division of FirstBank Puerto Rico. 1 Generally, working capital, machinery and equipment may not exceed life of equipment 5-10 years. Real Estate is up to 25 years. 2 Loans up to $350,000 have a 90% guarantee. Loans between $350,000-$500,000 have a 75% guarantee.