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​​​​​​​​​​​​Our First Roth IRA could be the perfect solution.

The mechanics are simple: You invest money in a First Roth IRA today, and taxes on its earnings are deferred until you draw that money out in the future.


Make a smart retirement investment today and receive​ these additional benefits:


  • Can provide additional income beyond Social Security or other retirement plans once you retire1

  • Compounded interest is credited according to the term of the account

  • Access to your account via Online Banking

  • An interest rate guaranteed for the term of the IRA

  • Earnings are federal and, in most cases, state tax-free2 if withdrawn at or after age 59 ½ and your Roth IRA account has been open five years or more3

  • Your contributions (not earnings) can be withdrawn tax-free at any time

  • No minimum distribution required at or after age 70 ½

OPEN YOURS TODAY!​​

Member FDIC. Only for residents of Florida. 1 FirstBank offers different IRA accounts and investment alternatives. You have the right to obtain detailed information to determine which is the most convenient IRA account for you. Refer to the product disclosures that are provided at the time of opening the account. 2 Consult with your financial advisor or tax consultant. 3 There is a single, 5-year holding period when determining whether earnings can be withdrawn federally tax-free as part of a qualified distribution from your Roth IRA. This period begins January 1 of the year of the first contribution to any Roth IRA account. Annual contributions to the First Roth IRA are not deductible from your income on your tax return for any specific year. Interest rate and annual percentage yield are based on maintaining the deposited amount in the account until the maturity date. Withdrawals made prior to the maturity date are subject to penalties.

Member FDIC. Only for residents of Florida. 1 FirstBank offers different IRA accounts and investment alternatives. You have the right to obtain detailed information to determine which is the most convenient IRA account for you. Refer to the product disclosures that are provided at the time of opening the account. 2 Consult with your financial advisor or tax consultant. 3 ​There is a single, 5-year holding period when determining whether earnings can be withdrawn federally tax-free as part of a qualified distribution from your Roth IRA. This period begins January 1 of the year of the first contribution to any Roth IRA account. Annual contributions to the First Roth IRA are not deductible from your income on your tax return for any specific year. Interest rate and annual percentage yield are​ based on maintaining the deposited amount in the account until the maturity date. Withdrawals made prior to the maturity date are subject to penalties.