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Adjustable Rate Mortgages (ARMs)

Call Us 1.866.456.2265​​​

​​​​​​​​​​​​​Take advantage of this more flexible loan format.

With its lower initial interest rate, an Adjustable Rate Mortgage (ARM) can add flexibility to your financial picture.

If you expect to earn more in the future and/or don’t plan living on your property for the full life of the loan, an ARM is a smart loan to consider. Keep in mind that your rates remain fixed for an initial, pre-determined period and then adjust each year thereafter.


Here are a few reasons why an ARM might be an attractive option for you:


  • Initial interest rate is usually lower than in a fixed-rate mortgage

  • Interest rate can only go up by a limited amount

  • Offers flexible repayment

  • Easier to qualify for than other mortgage options

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In addition, you may choose the initial fixed period of your ARM.​​​​​

We are ready to serve you. Contact us at 1.866.456.2265 or visit one of our branches​ for more information.

Call Us 1.866.456.2265​​​

All loans are subject to credit approval. Certain terms and conditions apply. The annual percentage rate (APR) is variable and may change. FirstBank Florida is a division of FirstBank Puerto Rico.

All loans are subject to credit approval. Certain terms and conditions apply. The annual percentage rate (APR) is variable and may change. FirstBank Florida is a division of FirstBank Puerto Rico.​​​