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FHA Insured Loans

Call Us 1.866.456.2265​​​

​​​​​​​​​​​​​​​​​​​Pay a minimum down as per FHA Guidelines and finance your closing costs, ​too.

Regardless of your income level, you can apply to buy, remodel, or refinance your primary residence with a loan backed by the FHA – and enjoy some very attractive advantages, including:


  • ​​​​​Finance the purchase of your new home

  • Refinance based on the appraised value of your current home, depending on occupancy

  • Reduced closing costs

  • Use a gift or grant toward the down payment or closing costs

  • Use a co-applicant to help you qualify, even if they don’t live in the home

  • Easier credit qualification requirements

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Keep in mind there are certain upfront funding fees and ongoing mortgage insurance costs that are unique to FHA insured loans. We’ll be happy to help you compare the overall costs of all available mortgage programs in order to identify the best long-term option for your credit status and financial needs.​​​

Ready to get started? Contact us at 1.866.456.2265 or visit one of our branches.

Call Us 1.866.456.2265​​​

All loans are subject to credit approval. Certain terms and conditions apply. FirstBank Florida is a division of FirstBank Puerto Rico.

All loans are subject to credit approval. Certain terms and conditions apply. FirstBank Florida is a division of FirstBank Puerto Rico.