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​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​The account that pays interest according to your balance1.


You receive​ these services:


Plus:

  • $0 monthly service charge while maintaining the minimum6 required balance

  • Accrue interest​ on average daily​​​ balances above $1,500​

  • FirstReserve credit line available7

Open now! or
Call Us 1.866.695.2511

Member FDIC. Only for individuals. Subject to the Terms and Conditions provided at the moment of opening an account in the Deposit Account Agreement and in the Rates, Terms and Fee Schedule Applicable to Deposit Accounts documents. 1 Balances below $1,500 do not accrue interest. Rates are effective as of May 11, 2016. Published rates are subject to change, and may vary after the account opening without prior notice. 2 $0.50 per each check after the first 15 checks. 3 A 2% Currency Exchange Fee will apply to all debit card transactions made in foreign currency. The fee will be applied to the converted amount in U.S. dollars. 4 Applies to all Point of Sale (POS) transactions using your Easy Cash Visa® Debit Card or transactions at FirstBank ATMs. A $1.00 fee applies for withdrawals at ATMs outside the ATH network. Withdrawals from an ATM that is not from FirstBank but part of the ATH Network will have a $0.50 fee. A charge of $1.00 per cash advance with your debit card at FirstBank branch window or other financial institutions. Additional fees charged by other financial institutions could apply. 5 Online Banking is subject to the terms and conditions of FirstBank. 6 There will be a monthly service fee of $15 if the average monthly balance is less than $10,000 during the cycle. Service charges could reduce the account yield. A $1.50 mothly fee will be applied if not enrolled in e-statement service. 7 ​Reserve Line is subject to credit approval.

Member FDIC. Only for individuals. Subject to the Terms and Conditions provided at the moment of opening an account in the Deposit Account Agreement and in the Rates, Terms and Fee Schedule Applicable to Deposit Accounts documents. 1 Balances below $1,500 do not accrue interest. Rates are effective as of May 11, 2016​​. Published rates are subject to change, and may vary after the account opening without prior notice. 2 $0.50 per each check after the first 15 checks. 3 A 2% Currency Exchange Fee will apply to all debit card transactions made in foreign currency. The fee will be applied to the converted amount in U.S. dollars. 4 Applies to all Point of Sale (POS) transactions using your Easy Cash Visa® Debit Card or transactions at FirstBank ATMs. A $1.00 fee applies for withdrawals at ATMs outside the ATH network. Withdrawals from an ATM that is not from FirstBank but part of the ATH Network will have a $0.50 fee. A charge of $1.00 per cash advance with your debit card at FirstBank branch window or other financial institutions. Additional fees charged by other financial institutions could apply. 5 Online Banking is subject to the terms and conditions of FirstBank. 6 There will be a monthly service fee of $15 if the average monthly balance is less than $10,000 during the cycle. Service charges could reduce the account yield. A $1.50 mothly fee will be applied if not enrolled in e-statement service. 7 ​Reserve Line is subject to credit approval.

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