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​​​​​​​Federal security for your loan.

The Federal Housing Administration (FHA) is the agency that manages the federal loans granted to financial institutions and are insured by the Federal Housing Administration (HUD); which gives you a federal warranty with several advantages and protections during the term of the loan. Among such benefits are the option to finance up to 96.50% of the home loan, which helps to keep a lower down payment, closing costs, and interest rates; plus an array of options to help you retain your property and avoid foreclosure.


For how much could I finance an FHA loan?


  • Purchase Primary Residence - 96.5% of the sale price or property value (the lesser of the two), up to the loan amount established by FHA for each municipality.

  • Cash Out Refinance Primary Residence - 85% of property value, up to the loan amount established by FHA for each municipality.

  • No Cash Out Refinance Primary Residence – 97.75% of property value, up to the loan limits established by FHA for each municipality.

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