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Conventional Loan

​​​​​​​​​​​​​​​​​​​​​​​​Searching for the property of your dreams?

We believe that every loan is unique, so we provide solutions tailored for you.


If you’re ready to…


  • Buy a primary residence.

  • Acquire a second home.

  • Refinance your current property.

  • Acquire a property for investment purposes.

We have two types of conventional loans, choose the term or repayment schedule that best suits you:


Conforming
A loan that conforms to investor guidelines and is sold into the secondary market. The most important guideline is the size of the loan, limited to $424,100 for single family home. Other guidelines include borrower's loan-to-value ratio (i.e. the size of down payment), debt-to-income ratio, credit score and history, documentation requirements, etc.

Among the main requirements is the income submission, which must be on the Tax Returns forms for the last two years, except for people who receive income from pension or social security.


Non-Conforming
A loan that provides more flexibility because it is not subjected to the​ requirements of the secondary market. We set the maximum quantity to be financed.​​

We establish the policies, requirements, and amount financed. The product allows qualifying income using Financial Statements supported by bank statements.​​