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Commercial Checking Account

​​​​​​​​​​​​Nobody knows how to run your business better than you.

Open a Commercial Checking account today and discover an array of benefits designed to meet your business banking needs.​ With it, you’ll enjoy:


  • Designated teller services for business-related transactions (where available)

  • 24-hour deposit availability

  • 24-hour access to account information through our FirstLine Solutions Center and eFirstBank

  • Detailed monthly statements

  • Available cash management and merchant services

To open an account, visit any of our branch locations and provide:

  • A copy of your business license, EIN/TIN number and two valid forms of ID

  • Completed signature cards and customer information sheet (provided at the branch)

  • Additional information, such as your Trade Name Certificate or application receipt (Sole Proprietorship or Partnership), Partnership Agreement and Partnership Certificate (Partnership), Articles of Incorporation, Certificate of Incorporation and Corporate Resolutions (Corporation)

  • A $500 minimum opening deposit​

  • For other business structures, estate or bankruptcy accounts, or Public Fund Entities, further information may be required

For all other account opening information, see our ​Business Account Checklist.​

​​LEGAL USVI

Member FDIC in the USVI and Puerto Rico only. This account can be opened by individuals, companies, clubs, associations, churches or corporations on behalf of a business or an entity (for profit or nonprofit). The monthly account maintenance fee is $10. The transaction fee is $0.25 per check paid. The charge for checks cashed is $1.00 per item. The charge for deposits is $0.25 per item. The check deposit fee is $0.25 per check deposited. When an account has no transaction activity for the preceding 12 months, the monthly charge will be $5, if account balance falls under $2,500. If the account is closed within 12 months of opening, a closing fee of $15 applies. Accounts are subject to Terms and Conditions included in the terms and conditions included in the Deposit Account Agreement and Rates and Fees Schedule, provided at account opening. FirstBank Virgin Islands is a division of FirstBank Puerto Rico.


LEGAL BVI

The monthly account maintenance fee is $10. The transaction fee is $0.25 per check paid. The charge for checks cashed is $1.00 per item. The charge for deposits is $0.25 per item. The check deposit fee is $0.25 per check deposited. When an account has no transaction activity for the preceding 12 months, the monthly charge will be $5, if account balance falls under $2,500. If the account is closed within 12 months of opening, a closing fee of $15 applies. Accounts are subject to Terms and Conditions included in the terms and conditions included in the Deposit Account Agreement and Rates and Fees Schedule, provided at account opening. FirstBank British Virgin Islands is a division of FirstBank Puerto Rico.

LEGAL USVI

Member FDIC in the USVI and Puerto Rico only. This account can be opened by individuals, companies, clubs, associations, churches or corporations on behalf of a business or an entity (for profit or nonprofit). The monthly account maintenance fee is $10. The transaction fee is $0.25 per check paid. The charge for checks cashed is $1.00 per item. The charge for deposits is $0.25 per item. The check deposit fee is $0.25 per check deposited. When an account has no transaction activity for the preceding 12 months, the monthly charge will be $5, if account balance falls under $2,500. If the account is closed within 12 months of opening, a closing fee of $15 applies. Accounts are subject to Terms and Conditions included in the terms and conditions included in the Deposit Account Agreement and Rates and Fees Schedule, provided at account opening. FirstBank Virgin Islands is a division of FirstBank Puerto Rico.


LEGAL BVI

The monthly account maintenance fee is $10. The transaction fee is $0.25 per check paid. The charge for checks cashed is $1.00 per item. The charge for deposits is $0.25 per item. The check deposit fee is $0.25 per check deposited. When an account has no transaction activity for the preceding 12 months, the monthly charge will be $5, if account balance falls under $2,500. If the account is closed within 12 months of opening, a closing fee of $15 applies. Accounts are subject to Terms and Conditions included in the terms and conditions included in the Deposit Account Agreement and Rates and Fees Schedule, provided at account opening. FirstBank British Virgin Islands is a division of FirstBank Puerto Rico.