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​​​​​​​​​Your money should be there when you need it.

​Our Personal Checking Account provides convenient access to your funds, allowing you to enjoy:​​


  • Reaching your funds instantly by writing a check or using your 24-hour ATM Banking Card

  • Monthly statements of all your transactions

  • 24-hour access to your account information through FirstLine Solutions Center and eFirstBank

  • Reduced or exempted service charges when maintaining a sufficient balance1

To apply:

Simply visit any of our branch locations, provide two valid forms of ID, your Social Security number, a $100 minimum deposit, and complete your signature cards and customer information sheet.

LEGAL USVI

Member FDIC only in the USVI and Puerto Rico. This account is only for individuals. Subject to the terms and conditions included in the Deposit Account Agreement and Rates and Fees Schedule, provided at account opening. 1 There is no monthly account maintenance fee or per check fee if the average daily collected balance is $10,000 or more. If the average daily collected balance is $9,999.99 or less, the monthly account maintenance fee is $7.50. There is no monthly account maintenance fee or per check fee for the first eight (8) checks if the average daily collected balance is between $1,000 - $9,999.99. The pe​r check fee is $0.25.


LEGAL BVI

This account is only for individuals. Subject to the terms and conditions included in the Deposit Account Agreement and Rates and Fees Schedule, provided at account opening. 1 There is no monthly account maintenance fee or per check fee if the average daily collected balance is $10,000 or more. If the average daily collected balance is $9,999.99 or less, the monthly account maintenance fee is $7.50. There is no monthly account maintenance fee or per check fee for the first eight (8) checks if the average daily collected balance is between $1,000 - $9,999.99. The per check fee is $0.25. There is no monthly account maintenance fee or per check fee for customers 65 years and older. Date of birth is required to become effective. When an account has no transaction activity for the preceding 12 months, the monthly charge will be $5 if account balance fails under $2,500. If the account is closed within 12 months of opening, a closing fee of $15 applies.

LEGAL USVI

Member FDIC only in the USVI and Puerto Rico. This account is only for individuals. Subject to the terms and conditions included in the Deposit Account Agreement and Rates and Fees Schedule, provid​ed at account opening. 1 ​There is no monthly account maintenance fee or per check fee if the average daily collected balance is $10,000 or more. If the average daily collected balance is $9,999.99 or less, the monthly account maintenance fee is $7.50. There is no monthly account maintenance fee or per check fee for the first eight (8) checks if the average daily collected balance is between $1,000 - $9,999.99. The per check fee is $0.25.


LEGAL BVI

This account is only for individuals. Subject to the terms and conditions included in the Deposit Account Agreement and Rates and Fees Schedule, provided at account opening. 1 There is no monthly account maintenance fee or per check fee if the average daily collected balance is $10,000 or more. If the average daily collected balance is $9,999.99 or less, the monthly account maintenance fee is $7.50. There is no monthly account maintenance fee or per check fee for the first eight (8) checks if the average daily collected balance is between $1,000 - $9,999.99. The per check fee is $0.25. There is no monthly account maintenance fee or per check fee for customers 65 years and older. Date of birth is required to become effective. When an account has no transaction activity for the preceding 12 months, the monthly charge will be $5 if account balance fails under $2,500. If the account is closed within 12 months of opening, a closing fee of $15 applies.​​