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​​​​​​Have the power to maximize every transaction!

​​It’s simple: the more you use your accounts, the more you earn. By combining the balances of your checking, savings and certificates of deposit, your Power One Account lets you to earn interest and rewards with every transaction. ​


The account allows you to:


  • Earn interest on your checking and savings balances and accumulate points on interest paid

  • Receive detailed monthly statements

  • Access your account with your Visa Debit Card

  • Access your account information through our FirstLine Solutions Center, or at eFirstBank

  • Withdraw funds at any ATM that displays the NYCE, PLUS or ATH logos, and make deposits or payments at our designated ATMs

  • Enjoy fee-free electronic transactions, including payroll direct deposit, Social Security, and pension payments

  • Rest assured knowing your money is FDIC insured in accordance with their rules, laws and regulations on insurance coverage (member FDIC in the USVI and Puerto Rico only)

To apply:

Simply visit any of our branch locations, provide two valid forms of ID, your Social Security number, a $2,500 minimum opening deposit, and complete your signature cards and customer information sheet.

LEGAL USVI

Member FDIC in the USVI and Puerto Rico only. The Power One account is available only for individuals and has a point accumulation program. Each point is equivalent to $0.10. A 2,000-point maximum will be credited monthly and a 10,000-point maximum yearly. Points will be registered on your monthly bank statement and can be fully redeemed until October 31st, 2016. From this date on, you must have a balance of 200 points or more in order to redeem. You must request to redeem the registered points, which will then be credited to the account within the next ten (10) business days, if all requirements have been met. Upon redemption, the points will be automatically deleted from the account statement; and if the account is cancelled, all accumulated points will be cancelled. No points will be accumulated for existing relations before opening of the account.


LEGAL BVI

The Power One account is available only for individuals and has a point accumulation program. Each point is equivalent to $0.10. A 2,000-point maximum will be credited monthly and a 10,000-point maximum yearly. Points will be registered on your monthly bank statement and can be fully redeemed until October 31st, 2016. From this date on, you must have a balance of 200 points or more in order to redeem. You must request to redeem the registered points, which will then be credited to the account within the next ten (10) business days, if all requirements have been met. Upon redemption, the points will be automatically deleted from the account statement; and if the account is cancelled, all accumulated points will be cancelled. No points will be accumulated for existing relations before opening of the account.

LEGAL USVI

Member FDIC in the USVI and Puerto Rico only. The Power One account is available only for individuals and has a point accumulation program. Each point is equivalent to $0.10. A 2,000-point maximum will be credited monthly and a 10,000-point maximum yearly. Points will be registered on your monthly bank statement and can be fully redeemed until October 31st, 2016. From this date on, you must have a balance of 200 points or more in order to redeem. You must request to redeem the registered points which will then be credited to the account within the next ten (10) business days, if all requirements have been met. Upon redemption, the points will be automatically deleted from the account statement; and if the account is cancelled, all accumulated points will be cancelled. No points will be accumulated for existing relations before opening of the account.


LEGAL BVI

The Power One account is available only for individuals and has a point accumulation program. Each point is equivalent to $0.10. A 2,000-point maximum will be credited monthly and a 10,000-point maximum yearly. Points will be registered on your monthly bank statement and can be fully redeemed until October 31st, 2016. From this date on, you must have a balance of 200 points or more in order to redeem. You must request to redeem the registered points which will then be credited to the account within the next ten (10) business days, if all requirements have been met. Upon redemption, the points will be automatically deleted from the account statement; and if the account is cancelled, all accumulated points will be cancelled. No points will be accumulated for existing relations before opening of the account.