Home

​​​​​​​​​​It’s time to prepare for your future.

Here is your chance to save while taking advantage of tiered interest rates that pay you more. Plus, if you need easy access to your funds, you can make withdrawals without penalty (other than loss of interest).


Your Maximizer Savings Account allows you to:

  • Earn higher interest rates as your balance increases

  • Receive detailed monthly statements

  • Enjoy 24-hour access to your account with your FirstBank Visa Debit Card, and account information through FirstLine Solutions Center and eFirstBank services

  • Make deposits and withdrawals at any of our designated ATMs or the ones that display the NYCE, PLUS, or ATH logos

  • Rest assured knowing your money is FDIC insured in accordance with their rules, laws and regulations on insurance coverage (member FDIC in the USVI and Puerto Rico only)

To apply:

Simply visit any of our branch locations, provide two valid forms of ID, your Social Security number, a $2,500 minimum opening deposit1, and complete your signature cards and customer information sheet.

LEGAL USVI

Member FDIC only in the USVI and Puerto Rico. Available for individuals and commercial institutions. Complete terms and conditions of this account are included in the Deposit Account Agreement and Rates and Fees Schedule provided in the account opening. 1 The minimum average daily collected balance to avoid a monthly $5 account maintenance fee is $1,000. When an account has no transaction activity for the preceding 12 months, the monthly charge will be $5 if the account balance falls under $2,500. Excess of 4 withdrawals per month through teller window is $1 each. There is no monthly account maintenance fee for customers 65 years and older, or under 18 years of age. Date of birth is required to become effective.


LEGAL BVI

Available only for individuals and commercial institutions. Complete terms and conditions of this account are included in the Deposit Account Agreement and Rates and Fees Schedule provided in the account opening. 1 The minimum average daily collected balance to avoid a monthly $3 account maintenance fee is $1,000. When an account has no transaction activity for the preceding 12 months, the monthly charge will be $5 if the account balance falls under $2,500. Excess of 4 withdrawals per month through teller window is $1 each. There is no monthly account maintenance fee for customers 65 years and older, or under 18 years of age. Date of birth is required to become effective.

LEGAL USVI

Member FDIC only in the USVI and Puerto Rico. Available for individuals and commercial institutions. Complete terms and conditions of this account are included in the Deposit Account Agreement and Rates and Fees Schedule provided in the account opening. 1 The minimum average daily collected balance to avoid a monthly $5 account maintenance fee is $1,000. When an account has no transaction activity for the preceding 12 months, the monthly charge will be $5 if the account balance falls under $2,500. Excess of 4 withdrawals per month through teller window is $1 each. There is no monthly account maintenance fee for customers 65 years and older, or under 18 years of age. Date of birth is required to become effective.


LEGAL BVI

Available only for individuals and commercial institutions. Complete terms and conditions of this account are included in the Deposit Account Agreement and Rates and Fees Schedule provided in the account opening. 1​ The minimum average daily collected balance to avoid a monthly $3 account maintenance fee is $1,000. When an account has no transaction activity for the preceding 12 months, the monthly charge will be $5 if the account balance falls under $2,500. Excess of 4 withdrawals per month through teller window is $1 each. There is no monthly account maintenance fee for customers 65 years and older, or under 18 years of age. Date of birth is required to become effective.​​