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​​​​​​​​​​​​​​Finance up to 80% of your home’s appraised value.

A second mortgage on your existing home can open up new doors for your future. Whether you are interested in remodeling, consolidating debt, making a new purchase, or simply relax with money available when you need it, this is the right loan for you.


If you are a USVI resident (or have an alien landholder license), and are 18 years or older, here’s what you’ll need:


  • A completed application​​​

  • Pay stubsfrom the borrower(s) that cover the most recent 60 days

  • Evidence of other applicable income

  • Last two years' W-2 form(s) for all employment

  • Last two years' signed, dated, and filed tax returns (for all other income and self-employed borrowers)

  • Deed (for refinancing)

  • Copy of the most recent two months bank/broker statements and/or retirement funds

  • Fully-executed sales contract and addendums

  • Lease agreement(s) on rental properties, if applicable

  • Copies of two forms of acceptable identification from each borrower (must be a photo ID)​