Frequently Asked Questions

How is my ability to pay determined?
What debts are taken into account to evaluate a loan?
Do I qualify for a mortgage loan if I’ve only been 6 months in my job?
Can I purchase a home with my partner if we’re not married?
Can I purchase a home if I don’t have any credit history?
What is a loan-to-value ratio?
Can I receive donations from a family member to help with my down payment and closing costs?
All loans are subject to credit approval. Certain terms and conditions apply. FirstBank Florida is a division of FirstBank Puerto Rico.