Learn to simplify your mortgage process by applying onlineApply Online
Please have the following information at hand before applying:
  • Bank Statements
  • Employment Information
  • Income Tax Returns

Online Application

Learn the steps to apply online

  1. Click on the “Apply for a Loan” icon.
  2. You will be redirected to FirstBank’s My Mortgage Online to complete your application.
  3. Choose the loan product and offer that works for you.
  4. You may choose to request your credit report.
  1. Complete and send the application. You will receive a delivery confirmation by email.
  2. An Officer will review your application and contact you within 72 hours.

Application Process

Check the status of your mortgage

  1. Web CenterSend and receive documents, see your loan status, and contact your loan officer.
  2. Required Documents Read, review, and sign the loan origination documents and initial disclosures.
  3. Initial Payments Issue the payments for appraisal, survey, and title search fees to continue. This money will be credited when closing your loan.
  1. Property Inspection The appraiser will make an appointment to inspect the property. Once the inspection is complete, the Bank will receive the appraisal and survey.
  2. Specialist AnalysisThe specialist will review all documents and follow up on any pending documentation.
  3. Send to Credit Committee for Approval The application will be submitted once it is complete. Additional documentation may be required by the Committee.

Loan Closing

What to do after your application is approved.

  1. Closing Department Your loan will go to our closing department for final review and coordinate with all parties involved to ensure a fast closing.
  2. Closing Disclosure You will receive a document detailing the loan terms, closing expenses, and closing cost contributions (if applicable). Make sure to clarify any concerns you may have with your loan officer.
  1. Closing After reviewing and accepting the terms and conditions, you will be able to arrange the closing three days after receiving the Closing Disclosure.

All loans are subject to credit approval. Certain terms and conditions apply. FirstBank Florida is a division of FirstBank Puerto Rico.

Questions about your mortgage process?
Call us at 305-917-9000