Are you planning
to buy your first home?

Here are five tips to help you in this processApply Online

Get to know your credit score and history.

Your credit score is taken into account as criteria to evaluate your mortgage application. Check and access your credit report before signing a purchase agreement. This way, you will obtain a more accurate product and interest offer, and you will be able to identify the factors that negatively impact your credit. You may access your credit report at annualcreditreport.com.


Determine the area you want to live in.

Visit the area to identify and become familiar with its pros and cons. 


Make a list of preferences and organize them by priority.

Get together with your family to list the most important elements in terms of location, property condition, price, and amenities.


Know your budget.

Determine your capacity for monthly payments, closing expenses, and down payment before exploring the market. You may contact one of our mortgage officers to get pre-qualified.


Search for information.

After you select the area you want to live in, search for information about that market to negotiate a good offer with the seller. 

All loans are subject to credit approval. Certain terms and conditions apply. FirstBank Florida is a division of FirstBank Puerto Rico.