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Compare our Checking Accounts


Compare the benefits of our checking accounts and choose the one that best suits your needs.

Cuenta UNO
Cuenta BONUS
Cuenta Perfecta
First Investment
Who is this account for? Customers looking for an easy-to-manage, low-cost transactional account Transactional customers that maintain moderate balances and can benefit from earning points by using their FirstBank accounts, products, and services Customers who receive direct deposit Customers who maintain high balances in their transactional accounts and are looking for an account with a higher yield
What is the minimum opening balance?
$0
$100
$0
$1,500
Does it pay interest?
No
Yes, in the savings section, for daily balances from $.011 Yes, if the daily balance is $1,000 or more1 Yes, if the daily balance is $1,500 or more1
Does it have a monthly fee?
$1
No monthly fee if the monthly combined average balance between savings, checking and CDs is $1,500 or more. If the balance is lower, a $10 fee will apply. No monthly service fee with a direct deposit or average monthly balance of $500 or more. If neither of these conditions are met, a $5 service fee will apply. No service fee if the average monthly balance is $10,000 or more. If the balance is lower, a $15 fee will apply.
Does it offer free transactions?
Yes, all of them!
  • Yes, deposits and withdrawals via electronic channels are free-of-charge, including purchases and payments with debit cards, FirstBank ATMs and ATH Móvil
  • Up to 15 checks and four branch withdrawals per cycle
Yes, all of them!
  • Yes, in-branch and electronic deposits and withdrawals are free-of-charge, including purchases and payments with debit cards, FirstBank ATMs and ATH Móvil
  • Up to 15 checks and four branch withdrawals per cycle
What is the fee per additional transaction?
Excess transaction fees do not apply2 $0.50 per additional check or withdrawal at the branch2 Excess transaction fees do not apply2 $0.50 per additional check2
Does it include an ATH debit card?
Yes, and it's free!
Yes, and it's free!
Yes, and it's free!
Yes, and it's free!
Does it include a Visa Debit card?
Yes, and it's free!
Yes, and it's free!
Yes, optional, for a monthly fee of $1.25
Yes, and it's free!
Available Services
  • Internet Banking3
  • Mobile Banking
  • Telephone Banking
  • Bill Payment
  • ATH Móvil4
  • Internet Banking3
  • Mobile Banking
  • Telephone Banking
  • Bill Payment
  • ATH Móvil4
  • Internet Banking3
  • Mobile Banking
  • Telephone Banking
  • Bill Payment
  • ATH Móvil4
  • Internet Banking3
  • Mobile Banking
  • Telephone Banking
  • Bill Payment
  • ATH Móvil4
Does it offer a FirstReserve credit line? 5

Yes

Yes

Yes

Yes
Does it offer a rewards program?

No

Yes6

No

No
Does it offer an e-statement?
Yes
Yes7
Yes
Yes7