Member FDIC. Only for individuals. Subject to the terms and conditions included in the Deposit Account Agreement and the Disclosure of Interest Rates, Fees and Terms Applicable to Deposit Accounts, provided at account opening. 1. The annual percentage yield (APY) applicable to the accounts may vary at FirstBank’s discretion, based on market conditions, and may change without prior notice to customers. 2. A $0.50 fee will apply for balance inquiries at other institutions’ ATM. A $1.00 fee will apply for withdrawals at ATMs outside the ATH Network. A $0.50 fee will apply for withdrawals at non-FirstBank ATMs within the ATH® Network. A $1.00 fee will apply for debit card cash advances at the teller at any FirstBank branch or other banking institutions. A 2% Currency Exchange Fee will apply to all debit card transactions in foreign currency. The fee will be applied to the converted amount in U.S. dollars. Monthly dormant account fee: $10. 3. Internet Banking is subject to FirstBank’s terms and conditions. 4. ATH Móvil is subject FirstBank’s terms and conditions. ATH Móvil requires that the titleholders of both the receiving and issuing accounts are registered service users. To enroll, users must have an active debit card from a participating financial institution. Please access www.athmovil.com to enroll and view the service terms and conditions and a list of participating institutions. ATH Móvil is a service of the ATH Network from EVERTEC Group, LLC. 5. The FirstReserve credit line is optional and subject to credit approval and other terms and conditions.6. The BONUS account has a program where you accrue points for using FirstBank’s services and acquiring FirstBank products. Each point equals $0.01. You can earn up to 2,000 points per month and 10,000 points per year. Points earned will be shown in the monthly statement and may be redeemed after you earn 200 points. You must request a credit to the account that earned the points. If all requirements are met, this credit will reflected to the account within 10business days. No points will be awarded for accounts, services or transactions existing prior to the account opening. Accounts in overdraft do not earn points. To learn more about the points program, please refer to the Disclosure of Interest Rates, Fees and Terms Applicable to Deposit Accounts, provided when the account is opened. 7. A $1.50 monthly fee applies to Bonus and First Investment for paper statements. This fee does not apply upon enrollment to e-statement.
Member FDIC. Only for individuals. Subject to the terms and conditions included in the Deposit Account Agreement and the Disclosure of Interest Rates, Fees and Terms Applicable to Deposit Accounts, provided at account opening. 1. The annual percentage yield (APY) applicable to the accounts may vary at FirstBank’s discretion, based on market conditions, and may change without prior notice to customers. 2. A $0.50 fee will apply for balance inquiries at other institutions’ ATM. A $1.00 fee will apply for withdrawals at ATMs outside the ATH Network. A $0.50 fee will apply for withdrawals at non-FirstBank ATMs within the ATH® Network. A $1.00 fee will apply for debit card cash advances at the teller at any FirstBank branch or other banking institutions. A 2% Currency Exchange Fee will apply to all debit card transactions in foreign currency. The fee will be applied to the converted amount in U.S. dollars. Monthly dormant account fee: $10. 3. Internet Banking is subject to FirstBank’s terms and conditions. 4. ATH Móvil is subject FirstBank’s terms and conditions. ATH Móvil requires that the titleholders of both the receiving and issuing accounts are registered service users. To enroll, users must have an active debit card from a participating financial institution. Please access www.athmovil.com to enroll and view the service terms and conditions and a list of participating institutions. ATH Móvil is a service of the ATH Network from EVERTEC Group, LLC. 5. The FirstReserve credit line is optional and subject to credit approval and other terms and conditions. 6. The BONUS account has a program where you accrue points for using FirstBank’s services and acquiring FirstBank products. Each point equals $0.01. You can earn up to 2,000 points per month and 10,000 points per year. Points earned will be shown in the monthly statement and may be redeemed after you earn 200 points. You must request a credit to the account that earned the points. If all requirements are met, this credit will reflected to the account within 10business days. No points will be awarded for accounts, services or transactions existing prior to the account opening. Accounts in overdraft do not earn points. To learn more about the points program, please refer to the Disclosure of Interest Rates, Fees and Terms Applicable to Deposit Accounts, provided when the account is opened. 7. A $1.50 monthly fee applies to Bonus and First Investment for paper statements. This fee does not apply upon enrollment to e-statement.