PageContent1Compare the benefits of our checking accounts and choose the one that best suits your needs. Cuenta UNOBONUS AccountCuenta PerfectaFirst Investment Cuenta UNOCuenta BONUSCuenta Perfecta First Investment Who is this account for? Customers looking for an easy-to-manage, low-cost transactional account Transactional customer that maintains moderate balances and wants a combined checking and savings account. Customers who receive direct deposit Customers who maintain high balances in their transactional accounts and are looking for an account with a higher yield What is the minimum opening balance? $20 $100 $0$1,500 Does it pay interest?No Yes, in the savings section, for daily balances from $0.011 Yes, if the daily balance is $1,000 or more1 Yes, if the daily balance is $1,500 or more1 Does it have a monthly fee?$2 Fixed. A $0.50 discount applies by eliminating the paper statement option for your account statement. No service fee if the combined average monthly balance between the checking and savings sections and Certificate of Deposit is of $1,500 or more or if you receive direct deposit (ACH) during the cycle. Otherwise, a $10 charge applies. No monthly service fee with a direct deposit or average monthly balance of $500 or more. If neither of these conditions are met, a $5 service fee will apply. No service fee if the average monthly balance is $10,000 or more. If the balance is lower, a $15 fee will apply. Does it offer free transactions? Yes, all of them! Unlimited depositsUp to 15 checks processed during the cycle in the checking section.Up to 4 in-branch withdrawals during the cycle in the savings section. Yes, all of them! Unlimited depositsUp to 15 checks processed during the cycle. What is the fee per additional transaction? Excess transaction fees do not apply $0.50 for each excess check processed in the checking section.$0.50 for each excess withdrawal in the savings section. Excess transaction fees do not apply $0.50 per additional check Does it include an ATH debit card? Yes Yes Yes Yes Does it include a Visa Debit card? Yes Yes Yes2 Yes Available Services Digital Banking3Mobile BankingTelephone BankingBill Payment ATH Móvil4 Digital Banking3Mobile BankingTelephone BankingBill Payment ATH Móvil4 Digital Banking3Mobile BankingTelephone BankingBill Payment ATH Móvil4 Digital Banking3Mobile BankingTelephone BankingBill Payment ATH Móvil4 Does it offer a FirstReserve credit line? 5 Yes Yes Yes Yes Does it offer an e-statement? Yes Yes6 Yes Yes6 Loading...
