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Compare our Checking Accounts

Compare the benefits of our checking accounts and choose the one that best suits your needs.


Cuenta UNO
Cuenta BONUS
Cuenta Perfecta
First Investment
Who is this account for? icon Customers looking for an easy-to-manage, low-cost transactional account icon Transactional customer that maintains moderate balances and wants a combined checking and savings account. icon Customers who receive direct deposit icon Customers who maintain high balances in their transactional accounts and are looking for an account with a higher yield
What is the minimum opening balance?
$20
$100
$0
$1,500
Does it pay interest?
No
icon Yes, in the savings section, for daily balances from $0.011 icon Yes, if the daily balance is $1,000 or more1 icon Yes, if the daily balance is $1,500 or more1
Does it have a monthly fee?
$2 Fixed. A $0.50 discount applies by eliminating the paper statement option for your account statement.
icon No service fee if the combined average monthly balance between the checking and savings sections and Certificate of Deposit is of $1,500 or more or if you receive direct deposit (ACH) during the cycle. Otherwise, a $10 charge applies. icon No monthly service fee with a direct deposit or average monthly balance of $500 or more. If neither of these conditions are met, a $5 service fee will apply. icon No service fee if the average monthly balance is $10,000 or more. If the balance is lower, a $15 fee will apply.
Does it offer free transactions?
Yes, all of them!
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  • Unlimited deposits
  • Up to 15 checks processed during the cycle in the checking section.
  • Up to 4 in-branch withdrawals during the cycle in the savings section.
Yes, all of them!
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  • Unlimited deposits
  • Up to 15 checks processed during the cycle.

What is the fee per additional transaction?
icon Excess transaction fees do not apply icon
  • $0.50 for each excess check processed in the checking section.
  • $0.50 for each excess withdrawal in the savings section.
icon Excess transaction fees do not apply icon $0.50 per additional check
Does it include an ATH debit card?
Yes
Yes
Yes
Yes
Does it include a Visa Debit card?
Yes
Yes
Yes2
Yes
Available Services
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Does it offer a FirstReserve credit line? 5

Yes

Yes

Yes

Yes
Does it offer an e-statement?
Yes
Yes6
Yes
Yes6