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Compare the benefits of our Preferente and Platinum accounts and choose the one that best fits you

PreferentePlatinum

Preferente Account
Platinum Account
Who is this account for?

Customers looking for a combined transactional checking, savings, and reserve line (optional) account that earns interest in the checking and savings sections, with personalized services and additional benefits.

Customers looking for a combined transactional checking, savings, and reserve line (optional) account that earns interest in the checking and savings sections, and can maintain average balances of $250,000 or more. Receive personalized services and additional benefits.

What is the minimum
opening balance?

$1,500

$1,500

Does it pay interest?

Yes, in the checking and savings sections when daily balance is $0.01 or more1.

Yes, in the checking and savings sections when daily balance is $0.01 or more 1.

Is there an annual fee?

$2002

N/A

Does it have a monthly fee?
No service fee if the combined average monthly balance between the checking and savings sections, Certificates of Deposit and Individual Retirement Accounts (IRA) is $25,000 or more. Otherwise, a $15 charge applies.

No service fee if the combined average monthly balance between the checking and savings sections, Certificates of Deposit and Individual Retirement Accounts (IRA) is of $25,000 or more. Otherwise, a $150 charge applies.

Does it offer free transactions?
  • Unlimited deposits.
  • Up to 25 checks processed during the cycle.
Yes, all of them!
What is the fee per additional transaction?
$0.50 per additional check.
Excess transaction fees do not apply.
What is the charge for receiving wire transfers?
$15.00
Free
Does it include an
ATH debit card ?
Yes
Yes
Does it include a Visa Debit card?
Yes, Visa Infinite
Yes, Visa Infinite
Available Services
  • Digital Banking3
  • Telephone Banking
  • Bill Payment
  • ATH Móvil4
  • Depósito Expreso5
  • Depósito Expreso Móvil5

  • Digital Banking3
  • Telephone Banking
  • Bill Payment
  • ATH Móvil4
  • Depósito Expreso5
  • Depósito Expreso Móvil5

Does it offer a FirstReserve
credit line?6
Yes
Yes
Does it offer an e-statement?
Yes
Yes
Learn more
Learn more
Learn more
Learn more




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​Member FDIC. Only for individuals. Subject to the terms and conditions included in the Deposit Account Agreement and the Disclosure of Interest Rates, Fees and Terms Applicable to Deposit Accounts, provided at account opening. 1. The interest rate and annual percentage yield (APY) rate applicable to the accounts may vary at FirstBank’s discretion, based on market conditions, and may change without prior notice to customers. 2. After the first year, the fee will be charged at the end of the cycle corresponding to the anniversary month of the opening of your account. During the first year, there will be no annual fee. The annual fee will be charged to your account upon the second anniversary of the opening date. If the account maintains an average monthly balance of $250,000 or more in each cycle during the 12 months previous to the account's anniversary, the fee will be refunded. The charge will be refunded to your account within 3 business days of being debited. 3. Digital Banking is subject to FirstBank’s terms and conditions. 4. ATH Móvil is subject to FirstBank's terms and conditions. In order to use ATH Móvil, the sender and the receiver need to be enrolled in the service. To enroll, you must have an active debit card with a participating financial institution in the ATH Móvil service. Download the ATH Móvil app to enroll and view the terms and conditions to use the service and a list of participating institutions. ATH Móvil is an ATH® Network service from EVERTEC Group, LLC. 5. Your deposit will be available according to FirstBank’s Funds Availability Policy, included in the Deposit Accounts Agreement. ​6. The FirstReserve credit line is optional and subject to credit approval and other terms and conditions.


             
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Copyright © 2023 First BanCorp. All rights reserved. Only for residents of Puerto Rico. Opening Account Notice: Federal Law requires that all financial institutions obtain, verify, and keep records regarding the information that identifies all persons who open accounts. This means that when you open an account, we will ask for your name, address, date of birth and social security or tax identification number as well as other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. In all cases, protection of our customers’ identity and confidentiality of their information is our commitment. Apple and the Apple logo are trademarks of Apple, Inc., registered in the US and other countries. APP Store™ is a service mark of Apple, Inc. Google and the Google Play brands are registered trademarks of Google LLC.

The insurance products offered by FirstBank Insurance Agency, LLC are not a bank deposit. They are not insured by the FDIC, nor by any agency of the state or federal government. They are also not guaranteed by FirstBank or any of its subsidiaries and may decrease in value. Copyright © 2023 First BanCorp. All rights reserved.