More rewards and better benefits
We offer loans from $1,500 to $50,000 to help you complete your list of pending plans.
If you're already our client, you can obtain your Personal Loan by using a Savings Account or a Certificate of Deposit as collateral.
The loan term will be a minimum of 12 months, and up to a maximum term of 84 months. The APR will be fixed throughout the life of the loan. For example, if the loan begins with a 7.99% APR, it will continue at this rate throughout the term, as applicable. The same would apply if the APR were 28.24%.
+ Certain restrictions apply, other interest rate, terms and conditions may apply when calculating the total sum of the payments.
Certain restrictions apply. Subject to credit approval. The interest rate and APR are determined based on credit score and other terms established by FirstBank. Loans of up to $50,000. Valid until December 31, 2023. Offer only for residents of Puerto Rico. This offer does not apply to collateral loans. 1 Applies to applications received and approved before 1:00 PM on the same day of the call and after the documents required by the bank are submitted. 2 The 5.25% APR applies to customers with a +780 credit score and a maximum term of 24 months. Includes 0.50% APR discount after applying for the loan if you open a new checking account with FirstBank and enroll in the direct payment service. Loan approval is not conditional to opening a deposit account. 3 A maximum of up to 90% of the funds available in the savings account or certificate of deposit is granted; while the loan is active, the funds in the savings account or certificate of deposit will not be available for withdrawal. The term of the loan shall not exceed the term of the certificate until the loan has been repaid in full. 4 Insurance products are not bank deposits, are not insured by the FDIC nor any federal government agency, are not guaranteed by First Bank, and may diminish in value. Acquiring this insurance is optional and not a condition for credit approval. Credit approval will not be conditioned to the purchase of an insurance or annuity from the Institution or one of its affiliates nor to your agreement to refrain, or our prohibition, from obtaining insurance products or annuities from non-affiliated institutions. We will not reject your selected insurance if it meets our requirements and standards regarding coverage, financial soundness, and insurer-provided services. For more information, call 787-282-1108. Equal Housing Lender.
