​​​​​​​​​​​​​​​​​​​​​​For small businesses aiming to expand or develop new markets.

This program, designed for exporters, provides quick access to up to a maximum of $500,000 with a 90% guarantee by the SBA.


  • Businesses that are:

    • Owner-operated.

    • Individual or Doing Business As (DBA).

    • For-profit.

    • Organized as a sole proprietorship, corporation or professional partnership.

    • Unable to secure other credit under reasonable terms.

    • Manufacturers, wholesalers, export trading companies and service exporters.

  • Loan applicants must demonstrate that the loan proceeds will enable them to enter a new export market or expand an existing export market.

  • Applicants must have been in business, though not necessarily in exporting, for at least 12 months.

  • Businesses within the size guidelines established by the SBA under the North American Industry Classification System (NAICS).


  • Loan amounts up to $5,000,000.

  • SBA provides up to 90% guarantee.

  • Line of Credit or Term Loan.

Maximum Loan Terms:

  • Commercial Real Estate up to 25 years.

  • Working Capital - up to 10 years.

  • Lines of Credit - up to 5 years.

  • Other purposes may vary from 5 - 15 years.

Interest Rate:

  • Variable or fixed interest loans available.

Borrower’s Equity Injection:

  • At least 10% of the total project cost.

Collateral Requirement:

  • Business Assets and/or Real Estate, depending on loan purpose.

Typical Use of Proceeds:
Finance any export development activity such as:

  • Standby letters of credit.

  • Participation in foreign trade shows.

  • General lines of credit for export purposes.

  • Purchase of real estate and equipment.


  • Same application process as a conventional loan.

  • SBA fees can be financed into the loan.​

For more information, go to:​https://www.sba.gov/offices/headquarters/oit/resources/5715​

All loans are subject to credit approval.

All loans are subject to credit approval.​