SBA Veterans Advantage

Call Us 787-729-8258​​

​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​We cover the needs of those who covered our nation.​

We support the heroes who served in the armed forces by providing easy access to loans and lines of credit guaranteed by the SBA, so veterans and members of the military community can expand, establish or acquire their own business.

SBA Veterans Advantage has benefited thousands of members of the armed forces. Be it for inventory, equipment, working capital or a business acquisition, we are here to help.


  • Businesses that are:

    • Owner-operated.

    • Individual or Doing Business As (DBA).

    • For-profit.

    • Organized as a sole proprietorship, corporation or professional partnership.

    • Unable to secure other credit under reasonable terms.

  • Businesses within the size guidelines as established by the SBA under the North American Industry Classification System (NAICS).

  • 51% or more of the business has to be owned by:

    • Veteran.

    • Active Duty Military.

    • Reservist or National Guard.

    • Spouse of the above.


  • Loan amounts up to $5,000,000.

  • SBA provides up to 85% guarantee.

  • Line of Credit or Term Loan.

Maximum Loan Terms:

  • Commercial Real Estate up to 25 years.

  • Lines of Credit - up to 5 years.

  • Other purposes may vary from 5 - 15 years.

Interest Rate:

  • Variable or fixed interest loans available.

Borrower’s Equity Injection:

  • At least 10% of the total project cost.

Collateral Requirement:

  • Business Assets and/or Real Estate, depending on loan purpose.

Typical Use of Proceeds:

  • Startup, expansion or business acquisition.

  • Purchase of machinery and/or equipment.

  • Working capital.

  • Owner-occupied commercial real estate.

  • Refinancing existing obligation (some restrictions apply).


  • Longer maturity terms than conventional loans.

  • Same application process as a conventional loan.

  • SBA fees can be financed into the loan.

  • We are a Veterans Advantage Lender, so we make the loan decision within SBA guidelines.

For more information, go to:​-loan-information-veterans​

Call Us 787-729-8258​​

All loans are subject to credit approval.

All loans are subject to credit approval.​