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Business Digital Lending

Originate business loans and lines of credit through our digital platform.

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Apply online

Our platform provides an innovative and secure system designed to fully manage your loan origination and closing process online. You will be able to fill out your application, submit documents, and check the status of your application at any time.

Once your loan is approved, you will be able to sign the closing documents securely, simplifying the process. We offer a wide range of products with competitive interest rates and terms to meet your financial needs.

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Term Loans and Lines of Credit under the SBA Express Program

Term Loans

Financing for inventory and equipment purchases, improvements, and working capital. Terms of up to 5 years with a fixed rate. 

Lines of Credit

Linked to your commercial account to provide financing for working capital, up to $250,000. Renewable every 2 years, with a SBA guarantee up to 10 years.

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Benefits

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Required documents

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Additional requirements for loans under the SBA Express program

Commercial Term Loans and Lines of Credit

Term Loans

Financing for inventory and equipment purchases, improvements, and working capital. Terms of up to 5 years with a fixed rate. Payments by direct debit from the commercial account.

Lines of Credit

Linked to your commercial account to provide financing for working capital up to $250,000 with renewals every 2 years.

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Benefits

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Required documents

Resolve your business’ financial needs today.

If you have already completed your application, check its status here. For additional information, please call (787) 282-6384.

Businesses that are not eligible for SBA Express

See here a list of types of businesses ineligible for SBA Express loans or lines of credit.

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View list
Help Guide

Access the instructional handbooks for details on how to apply.

PPP Loan Forgiveness

If you have a PPP loan for $50,000 or less, the form to request an exemption from employee reduction penalties is available here.

Member FDIC. Subject to credit approval. Certain terms, costs, and restrictions apply. In case of refinancing only for commercial debts will be considered and acceptable evidence will be required for the Bank. Multi-purpose loan, weighted average will be used to determine maximum. Assets acquired or improvements made with the loan funds will also be taken as guarantee. Other restrictions apply, on construction or improvements to commercial buildings. Other purposes may qualify. For cases under the SBA Express program, the parameters may vary as determined by the Federal Agency; for more information, please visit sba sba.gov. 1For loan requests greater than $500,000, business tax returns for the last 3 years or financial statements compiled by a CPA are required.