Structured Financing

Call Us 787-729-8034
Commercial Banking Financing Structured financing

​​​​​​​​Tailored solutions for you.​​

Our team of experienced corporate banking professionals will work with you in structuring the best financing solution to meet the needs of your business. We cover short and long term financial needs with a variety of financing solutions, such as:


Commercial & Industrial Loans
Based primarily on your business'​ financial statements and business plan, we work with you in structuring term financing alternatives for purposes such as acquisitions, capital expenditures and lines of credit for working capital, among others.


Project Financing
We can help structure interim financing during the construction phase of a project by providing construction loans to high quality, reputable real estate developers and home builders for the construction of a variety of commercial and residential projects.

These loans are available for:

  • Single-family housing projects
  • Multi-family and Elderly housing projects
  • Owner-occupied commercial real estate
  • Retail and industrial businesses commercial real estate
  • Warehouse projects
  • Hospitality


Construction loans are complex in nature and therefore, we work closely with our clients to establish the optimum loan structure for your specific needs.​​​​

To apply, these general requirements need to be met:

  • Adequately supported by current appraisals
  • All required development permits have been obtained
  • Compliance with zoning requirements for planned development
  • Disbursements based on project progress and bank inspections
  • Strong source for satisfactory loan takeout/repayment based on Construction Loan type
  • No secondary financing
  • No loan granted for speculation purposes
  • Strong equity position

For evaluation of your construction financing needs, please contact your Business Executive or e-mail our Construction Unit at constructdept@firstbankpr.com

Financial Advisory Services
We can help you maximize access to non-traditional sources of capital such as mezzanine financing, venture capital and private equity.​​​​

Call Us 787-729-8034


​Equal Housing Lender. Subject to credit approval. Certain restrictions apply.