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1 For collateral loans, we disburse up to 90% of the amount available in the savings account or certificate of deposit (CD). This amount will not be available for withdrawal from the savings account or CD during the term of the loan. The term of the loan shall not exceed the term of the CD until the loan has been repaid in full. This pertains to applications received and approved no later than 1:00 pm on the day of origination, upon submission of the documents required by the Bank.
2 FirstMortgage is a division of FirstBank Puerto Rico. FirstBank is Member FDIC. OCIF Lic. B-31.
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Opening Account Notice:
Federal Law requires that all financial institutions obtain, verify, and keep records regarding the information that identifies all persons who open accounts. This means that when you open an account, we will ask for your name, address, date of birth and social security or tax identification number as well as other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. In all cases, protection of our customers’ identity and confidentiality of their information is our commitment.