BONUS Account

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Retail Banking Accounts ＆ Debit Cards Checking Accounts BONUS Account Accounts

Simplify your life with BONUS

With BONUS you get a combined account with checking and savings sections. Now is a good time to open yours and start earning interest.

The BONUS Account includes ALL this:

Minimum required to open the account
Average monthly balance or direct deposit¹
Depósito Expreso Móvil²
Depósito Expreso ATM²
ATH Móvil³
Unlimited transactions⁴
ATH^® Debit Card
Visa Debit Card, accepted worldwide and featuringexclusive benefits
Free drawn checks
per cycle⁵
Digital Banking ⁶
Telephone Banking
Pay Online or by Phone
Optional Reserve Line⁷

How to open the account:

1) Visit your local branch or write us at unocitas@firstbankpr.com
2) Make sure to bring all the required ID documents
3) Open your BONUS account with a minimum deposit of $100

Start the process of opening an account with us here.

Access the Disclosures of Rates, Terms, and Fees Applicable to the account and the Account Agreements and/or Disclosures.

Compare all our checking accounts here or check out this link to see which is the best account for you.

Member FDIC. Only for individuals. Subject to the terms and conditions included in the Deposit Account Agreement and the Disclosure of Applicable Fees, Terms, and Interest Rates in Deposit Accounts, which were provided when you opened the account. 1. The monthly fee for the account will be $0 when receiving a direct deposit (ACH) in the account during the cycle or if the average balance per month combined between the checking and savings sections and certificates of deposits it's the same or more than $1,500. If you do not receive a direct deposit or if the required average monthly balance is not maintained, a $10 fee will apply in the cycle. 2. Your deposit will be available according to FirstBank’s Funds Availability Policy, included in the Deposit Accounts Agreement. The service is not available for savings accounts. 3. ATH Móvil is subject to FirstBank's terms and conditions. Using ATH Móvil requires the titleholders of both the receiving and issuing accounts to be registered service users. To enroll, you must have an active debit card with a participating financial institution in the ATH Móvil service. Go to www.athmovil.com to enroll and view the terms and conditions of service and a list of participating institutions. ATH Móvil is an ATH® Network service from EVERTEC Group, LLC. 4. A $1.50 fee applies for withdrawals at ATMs that are not from FirstBank or the ones obtained from Santander and per cash advance with your debit card at FirstBank branch window or other financial institutions. 2% for foreign currency conversion to the amount already converted to US dollars in debit card transactions. Additional charges by other financial institutions may apply. 5. A $0.50 fee will apply for each check processed after the first 15 during the monthly cycle. 6. Digital Banking is subject to FirstBank’s terms, conditions and restrictions. 7. The reserve line is optional and subject to credit approval.

Member FDIC. Only for individuals. Subject to the terms and conditions included in the Deposit Account Agreement and the Disclosure of Applicable Fees, Terms, and Interest Rates in Deposit Accounts, which were provided when you opened the account. 1. The monthly fee for the account will be $0 when receiving a direct deposit (ACH) in the account during the cycle or if the average balance per month combined between the checking and savings sections and certificates of deposits it's the same or more than $1,500. If you do not receive a direct deposit or if the required average monthly balance is not maintained, a $10 fee will apply in the cycle. 2. Your deposit will be available according to FirstBank’s Funds Availability Policy, included in the Deposit Accounts Agreement. The service is not available for savings accounts. 3. ATH Móvil is subject to FirstBank's terms and conditions. Using ATH Móvil requires the titleholders of both the receiving and issuing accounts to be registered service users. To enroll, you must have an active debit card with a participating financial institution in the ATH Móvil service. Go to www.athmovil.com to enroll and view the terms and conditions of service and a list of participating institutions. ATH Móvil is an ATH® Network service from EVERTEC Group, LLC. 4. A $1.50 fee applies for withdrawals at ATMs that are not from FirstBank or the ones obtained from Santander and per cash advance with your debit card at FirstBank branch window or other financial institutions. 2% for foreign currency conversion to the amount already converted to US dollars in debit card transactions. Additional charges by other financial institutions may apply. 5. A $0.50 fee will apply for each check processed after the first 15 during the monthly cycle. 6. Digital Banking is subject to FirstBank’s terms, conditions and restrictions. 7. The reserve line is optional and subject to credit approval.