First Investment

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Retail Banking Accounts ＆ Debit Cards Checking Accounts First Investment Accounts

Get more return
for your investment

With First Investment, you have an account that pays you back. Benefit from its appealing interest rates while keeping the money you need in your checking account to handle your everyday transactions.

Enjoy the following benefits:

Minimum required to open the account
Average monthly balance¹
Depósito Expreso Móvil²
Depósito Expreso ATM²
ATH Móvil³
Unlimited transactions⁴
Yields competitive interest rates ⁵
ATH^® Debit Card
Visa Debit Card, accepted worldwide and featuring exclusive benefits
Free drawn checks
per cycle⁶
Digital Banking ⁷
Telephone Banking
Pay Online or by Phone
Optional Reserve Line⁸

How to open the account:

1) Visit your local branch or write us at unocitas@firstbankpr.com
2) Make sure to bring all the required ID documents
3) Open your First Investment account with a minimum deposit of $1,500

Start the process of opening an account with us here.

Access the Disclosures of Rates, Terms, and Fees Applicable to the account and the Account Agreements and/or Disclosures.

Compare all our checking accounts here or check out this link to see which is the best account for you.

Member FDIC. Only for individuals. Subject to the terms and conditions included in the Deposit Account Agreement and the Disclosure of Applicable Fees, Terms, and Interest Rates in Deposit Accounts, which were provided when you opened the account. 1. There will be a monthly service fee of $15 if the average monthly balance is less than $10,000 during the cycle. 2.Your deposit will be available according to FirstBank’s Funds Availability Policy, included in the Deposit Accounts Agreement. The service is not available for savings accounts. 3. ATH Móvil is subject to FirstBank's terms and conditions. Using ATH Móvil requires the titleholders of both the receiving and issuing accounts to be registered service users. To enroll, you must have an active debit card with a participating financial institution in the ATH Móvil service. Go to www.athmovil.com to enroll and view the terms and conditions of service and a list of participating institutions. ATH Móvil is an ATH® Network service from EVERTEC Group, LLC. 4. A $1.50 fee applies for withdrawals at non-FirstBank ATMs or those acquired from Santander and per cash advance with your debit card at FirstBank branch window or other financial institutions. 2% for foreign currency conversion to the amount already converted to US dollars in debit card transactions. Additional charges by other financial institutions may apply. 5. The annual interest rate and percentage yield (APY) applicable to the accounts may vary at the discretion of FirstBank, based on market conditions, and may change without prior notice. 6. A $0.50 fee will apply for each check processed after the first 15 during the monthly cycle. 7. Digital Banking is subject to FirstBank’s terms, conditions and restrictions. 8. The reserve line is optional and subject to credit approval.

Member FDIC. Only for individuals. Subject to the terms and conditions included in the Deposit Account Agreement and the Disclosure of Applicable Fees, Terms, and Interest Rates in Deposit Accounts, which were provided when you opened the account. 1. There will be a monthly service fee of $15 if the average monthly balance is less than $10,000 during the cycle. 2.Your deposit will be available according to FirstBank’s Funds Availability Policy, included in the Deposit Accounts Agreement. The service is not available for savings accounts. 3. ATH Móvil is subject to FirstBank's terms and conditions. Using ATH Móvil requires the titleholders of both the receiving and issuing accounts to be registered service users. To enroll, you must have an active debit card with a participating financial institution in the ATH Móvil service. Go to www.athmovil.com to enroll and view the terms and conditions of service and a list of participating institutions. ATH Móvil is an ATH® Network service from EVERTEC Group, LLC. 4. A $1.50 fee applies for withdrawals at non-FirstBank ATMs or those acquired from Santander and per cash advance with your debit card at FirstBank branch window or other financial institutions. 2% for foreign currency conversion to the amount already converted to US dollars in debit card transactions. Additional charges by other financial institutions may apply. 5. The annual interest rate and percentage yield (APY) applicable to the accounts may vary at the discretion of FirstBank, based on market conditions, and may change without prior notice. 6. A $0.50 fee will apply for each check processed after the first 15 during the monthly cycle. 7. Digital Banking is subject to FirstBank’s terms, conditions and restrictions. 8. The reserve line is optional and subject to credit approval.