PageContent1Your children deserve the brightest future.Your children are always first. That’s why we provide help in the important process of planning their education. Here are some of the advantages that you get by opening the account: You can claim an annual $500 deduction on your income tax return for each beneficiary, in addition to the deduction that can be claimed for the contributions to other IRAs1.Compounded interest credited quarterly.Quarterly account statements.Access to account information through Digital Banking.Opening minimum deposit: $500.Terms of 1 and 3 years. Start the process of opening an account with us here. Compare all our IRA accounts here. Apply now! Call us 1-866-695-2511