Member FDIC. Only for individuals. The complete Terms and Conditions for this account are in the Deposit Account Agreement and in the Rates, Terms and Fees Schedule applicable to deposit accounts, which are provided at the moment of opening an account. Deposits in this account may not be used as collateral for loans or other obligations. 1. If a daily balance of $10.00 is not maintained, a service charge of $1.00 applies. 2. Certain terms, conditions and restrictions apply. 3. The annual interest rate and percentage yield (APY) applicable to the accounts may vary at the discretion of FirstBank, based on market conditions, and may change without prior notice. 4. Subject to authorization from the minor's parent or legal guardian. 5. This account allows up to two withdrawals or debits free of transaction fees. A $0.50 transaction fee will apply starting on the third withdrawal. A $1.00 fee will apply for withdrawals at ATMs outside the ATH Network, withdrawals at non-FirstBank ATMs within the ATH Network, and cash advances with your debit card through FirstBank tellers or other banking institutions. Currency conversions will include a fee of 2% over the US dollar amount for debit card transactions. Additional charges may apply as established by other financial institutions. 6. Online Banking is subject to FirstBank’s terms and conditions.
Member FDIC. Only for individuals. The complete Terms and Conditions for this account are in the Deposit Account Agreement and in the Rates, Terms and Fees Schedule applicable to deposit accounts, which are provided at the moment of opening an account. Deposits in this account may not be used as collateral for loans or other obligations. 1. If a daily balance of $10.00 is not maintained, a service charge of $1.00 applies. 2. Certain terms, conditions and restrictions apply. 3. The annual interest rate and percentage yield (APY) applicable to the accounts may vary at the discretion of FirstBank, based on market conditions, and may change without prior notice. 4. Subject to authorization from the minor's parent or legal guardian. 5. This account allows up to two withdrawals or debits free of transaction fees. A $0.50 transaction fee will apply starting on the third withdrawal. A $1.00 fee will apply for withdrawals at ATMs outside the ATH Network, withdrawals at non-FirstBank ATMs within the ATH Network, and cash advances with your debit card through FirstBank tellers or other banking institutions. Currency conversions will include a fee of 2% over the US dollar amount for debit card transactions. Additional charges may apply as established by other financial institutions. 6. Online Banking is subject to FirstBank’s terms and conditions.