PageContent1FirstBank Insurance Agency, LLC. provides you the right coverage to keep you protected. Personal Loan Life Insurance1This policy covers the outstanding balance of your loan in case the principal debtor or co-debtor suffers an event covered by the plan. Given this, the net balance of the loan, plus a sum equal to three monthly payments, will be paid. The amount insured protects the principal balance and the insured’s premiums only; interest charges are not covered by this plan. The policy, exclusive for the debtor enrolled, will be effective immediately upon loan disbursement. Eligibility:Customers must be 18 years of age or older, with a maximum age of 69. Coverage:Simple or Joint. Benefit Limit:Up to $75,000. Loan Term:Up to 120 months. Personal Loan Disability Insurance1This policy is designed to cover the insured debtor’s monthly obligations in the event a sickness or accident occurs during the policy period, leaving the debtor temporarily unable to work. The benefits will be paid after a 30 day waiting period. The insured will qualify for a maximum monthly benefit of up to $750 to cover the monthly loan payments while disabled. Eligibility:Customers must be 18 years of age or older, with a maximum age of 69. Coverage:Single (principal debtor). Benefit Limit:Maximum monthly benefit up to $750. Loan Term:Up to 84 months. Personal Loan Involuntary Unemployment Insurance1This policy covers the monthly obligations of the insured debtor in the event of involuntarily unemployment due to an individual or mass layoff, general strike, termination by employer, union labor dispute or temporary closing of operations. Retroactive PlanThe plan begins after a minimum waiting period of 30 days; afterwards, benefits will be paid retroactively, starting on the first (1) day of unemployment and up to a maximum benefit limit applicable to the loan term. EligibilityMust have worked for income in the last 12 consecutive months, for a minimum of 30 hours per week, in a non-temporary job from which the past 90 days have been consistent with the same employer. Chargegard Ultimate Protection Plan2This protection plan, subscribed by Assurant®, is designed to pay off the balance on your credit card (up to a maximum of $15,000 or your minimal monthly payment). Eligibility:Customers between 18 and 69 years of age.With a full time employment in non-seasonal position for the last 90 days prior to the date of loss and at least 30 hours a week in an occupation that is not temporary. Coverage:LifeAccidental DeathDismembermentHospitalizationDisabilityInvoluntary UnemploymentLeave of AbsencePositive Life EventsFor more information and/or to activate the Chargeguard Ultimate Protection Plan call us at 1-888-991-9112. Call Us 787-292-4380