Required Documents

​​​​​​​​​​​​​​Which documents do I need?

We have certain standard documents that are required, yet additional oner may be necessary depending on the type of loan requested.

Basic documents required:​

  • Copy of the deed of the property to be financed.

  • Copy of the Property Tax (CRIM) notice or property registry number.

  • Payment in favor to FirstMortgage to cover expenses related to your transaction.

  • Recent payroll stubs covering a 30-days period.

  • Employment, Social Security, AEELA, VA pension certification, as applicable.

  • Recent financial statements covering a 24-month period, if you are self-employed.

  • Wage and Tax Statement (Form W-2) for the last two (2) years.

  • Letter certifying the purpose of the loan.

  • Copy of the latest bank statements or copy of the certificate of deposit, IRA account, etc., which shows the assets that will be used for the transaction.

  • Mortgage pay-off balance (if applicable).

  • Evidence and explanatory letter of any adverse credit situation.

  • Copy of two (2) current identifications, such as: drivers license, passport, and Social Security card, among others.

Additional documents may be required in certain cases:

  • Certificate of Eligibility – Veterans.

  • Gift Letter.

  • Rental agreement.

  • Copy of Sales Agreement.

  • Copy of the check given as a down payment, as well as evidence of the account where funds are available.

  • Homeowner Association ( HOA ) letter for confirming monthly payment of maintenance fees.

  • Hazard insurance policy information.

  • Copy of divorce decree and stipulations.

  • Evidence of additional income such as federal or state pension, child support, etc.

  • Other documents to be determined.​​​

Download checklist here.​​