​​​​Fixed rate has just happened…look no further.

​​​​​​​​​​​Whether you are a current homeowner or a first-time buyer, t​his loan is available to purchase or refinance one to four unit primary residences, investment properties and second homes.​

If you are a BVI resident (or have an alien landholder license), with 18 years or older, you can enjoy:​

  • Financing of up to 80% of the property

  • The same interest rate for the life of your mortgage

  • Competitive rates to term

  • Financing for 10, 15, 20 or 30 years

Here’s what you will need:

  • A completed Loan Application

  • Pay stubs covering your most recent 30 days

  • Evidence of any other applicable income

  • Your last years’ income verification for all employment

  • Your last two years’ signed, dated, and filed tax returns (for all other income, or if you’re self-employed)

  • Property deed (if refinancing)

  • A copy of your most recent two months bank/broker statements and/or retirement funds

  • Fully-executed sales contract and any addendums

  • Lease agreement(s) on rental properties, if applicable

  • Copies of two forms of acceptable identification (photo ID, Driver’s License) for each borrower​​