Veterans Administration Loan

Call Us 340.775.4663

​​​​​​​​​​​​​Our way of saying “Thank you” to those who served.

We are proud to offer this loan to veterans, reserve personnel, certain members of the National Guard, and their spouses.

Guaranteed by the Department of Veterans Affairs, this loan offers the following benefits:

  • 100% financing, so no down payment is required1

  • No monthly mortgage insurance required

  • Competitive rates to term

  • Interest Rate Reduction Program for borrowers with an existing VA Loan, if the prevailing rate is lower than the rate on the current loan

Here’s what you will need to get started, although our expert Mortgage Loan Originators may ask you for additional information.

  • Certificate of Eligibility

  • ​A completed Loan Application

  • Pay stubs covering your most recent 60 days

  • Evidence of any other applicable income

  • Your most recent 2 years’ W-2 forms for all employment

  • Your most recent two years’ signed, dated, and filed tax returns (personal and business returns for self-employed borrowers)

  • Property deed (if refinancing)

  • A copy of your most recent two monthly bank and investment statements (all pages, front and back)

  • Fully-executed sales contract and any addendums

  • Lease agreement(s) on rental properties, if applicable

  • Copies of two forms of government issued ​identification (Driver’s License, Social Security card, etc.) from each borrower

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Call Us 340.775.4663