Benefits​

  • Free Rewards Program that allows you to earn 1.25 points for each $1 spent on purchases.1

  • $0 annual fee for the first 12 months, then $50.2

  • 1.99% introductory APR on purchases and balance transfers made during the first 6 statement closing dates. Afterwards, your APR will be from 13.75% to 23.75%.2

  • Earn up to 5,000bonus points on the Rewards Program when using your credit card.

  • Fraud Alerts4 via text message and email.

  • Beyond Mobile5 to pay with your Beyond credit card using the digital wallet with your Android device.

  • MasterCard Global Service2 with 24/7 assistance around the world for missing or stolen card reports, emergency card replacement and emergency cash advance.

  • Master Travel Insurance2 with coverage around the world for injury or death while traveling.

  • Learn more about Mastercard's benefits6