​​​​​​​​​Find a personal installment loan with flexible repayment terms and competitive fixed interest rates for any legal consumer purpose.

If you are a permanent USVI or BVI resident, with 18 years or older:

  • Loans are available to you in amounts from $2,500 to $300,000

  • Enjoy flexible repayment terms

  • Take advantage of competitive fixed interest rates

  • Use funds in your deposit account to secure your loan funds

  • Anticipate a loan decision usually within 24 hours

To apply for a loan, visit any of our bran​ch locations or apply by mail, online, or by phone. Here’s what you will need:

  • A completed Consumer Credit Application (Word / Adobe PDF) and income verification

  • If you are employed, provide your two most recent pay stubs

  • If you are self-employed, provide your signed personal and business tax returns for your two most recent years

  • Verification of residence (such as utility bill, lease agreement, vehicle registration, etc.)

Loan By Phone (available in USVI only):

Applicants, 18 years and older, may apply by phone by calling 340.776.5626 (LOAN)​ anytime between 8:00am and 5:00pm, Monday through Friday.

Online Applications:

Download the Consumer Credit Application (Word / Adobe PDF) and email it to miguel.farrington@firstbankvi.com.


Contact Miguel Farrington at 340.775.8520 (USVI), ​​​​ 284.494.2662, ext. 116​​​​ (BVI)​

USVI 340.776.5626
BVI 1.284.495.8899​​