​​​​​​​​​​​​​​​​​​​Get the funds you need to take care of the things you love.

A personal installment loan with competitive fixed rates for any legal consumer purpose.​

If you are a permanent USVI or BVI resident, with 18 years or older:

  • Loans are available to you in amounts from $2,000 to $25,000

  • Take advantage of competitive fixed interest rates

  • No collateral is required

  • In the USVI, you can anticipate a loan decision usually within 24 hours

To apply for a loan, visit any of our bran​ch locations or apply by mail, online, or by phone. Here’s what you will need:

  • A completed Consumer Credit Application (Word / Adobe PDF) and income verification

  • If you are employed, provide your two most recent pay stubs

  • If you are self-employed, provide your signed personal and business tax returns for your two most recent years

  • Verification of residence (such as utility bill, lease agreement, vehicle registration, etc.)

Loan By Phone (available in USVI only):

Applicants, 18 years and older, may apply by phone by calling 340-776-5626 (LOAN) anytime between 8:00am and 5:00pm, Monday through Friday.

Online Applications:

Download the Consumer Credit Application (Word / Adobe PDF) and email it to miguel.farrington@firstbankvi.com.


Contact Miguel Farrington at 340-775-8520​​​​​ ​(USVI), 284-494-2662, ext. 116​​​ (BVI)​​​​