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Certificate of Deposit (CD)

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Call Us 1.888.283.​9987​​
Personal Banking Accounts Certificate of Deposit (CD)
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​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​Financial instruments that let you earn an attractive guaranteed rate of interest for a fixed period of time.

Depending on your short or long-term goals, select from our range of rates and terms – and safely put your money to work for you. Our CD rates are very competitive (in fact, they’re among the highest in the industry).​​​​​


TermAPY​​1​​
12 months2.00%
15 months2.15%
18 months2.20%
24 months2.30%
29 months2.40%
36 months2.50%
48 months2.60%
60 months3.00%
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You can also enjoy these additional benefits:​

  • Variety of terms available​

  • Guaranteed interest rates

  • ​​

    Choose the rate/term that fits your needs

  • Account access via Online Banking or by phone​​

  • Open your new Certificate of Deposit today online or by visiting one of our​ conveniently located financial centers​

Help your money grow strong. Open a new FirstBank Florida CD today!​​​


Click here to open an acc​ount today.

Open Account​or​
Call Us 1.888.283.​9987​​

​​Member FDIC. FirstBank Florida is a division of FirstBank Puerto Rico. The complete terms and conditions for the account can be found in the Account Disclosure Document provided at the time of opening of the account. FirstBank Florida reserves the right to negotiate the minimum deposit amount and the term at the time of opening the account. This product is for one or more individuals, or under the name of a business, special society, club, association, church or corporation. Florida’s Online Certificate of Deposit is only available for individuals. Interest rate and annual percentage yield is based on maintaining the deposited amount in the account until the maturity date. Any withdrawals from the principal amount or any cancellation executed prior to the expiration date will be subject to penalties.
1 Interest Rates and Annual Percentage Yield ("APY") are for CD accounts that are opened online only. The APY offered for CDs is accurate as of July 17, 2018. FirstBank Florida reserves the right to change these rates at any time. Rates vary according to the term. Fees could reduce earnings on the account. Minimum balance of $1,000 is required to obtain the 2.00% APY for the 12 month CD, the 2.15% APY for the 15 month CD, the 2.20% APY for the 18 month CD, the 2.30% APY for the 24 month CD, the 2.40% APY for the 29 month CD, the 2.50% APY for the 36 month CD, the 2.60% APY for the 48 month CD, and for the 3.00% APY for the 60 month CD. A minimum deposit of $500 required to open a Certificate of Deposit account. For more information, please contact your local branch.

​​Member FDIC. FirstBank Florida is a division of FirstBank Puerto Rico. The complete terms and conditions for the account can be found in the Account Disclosure Document provided at the time of opening of the account. FirstBank Florida reserves the right to negotiate the minimum deposit amount and the term at the time of opening the account. This product is for one or more individuals, or under the name of a business, special society, club, association, church or corporation. Florida’s Online Certificate of Deposit is only available for individuals. Interest rate and annual percentage yield is based on maintaining the deposited amount in the account until the maturity date. Any withdrawals from the principal amount or any cancellation executed prior to the expiration date will be subject to penalties.
1 Interest Rates and Annual Percentage Yield ("APY") are for CD accounts that are opened online only. The APY offered for CDs is accurate as of July 17, 2018. FirstBank Florida reserves the right to change these rates at any time. Rates vary according to the term. Fees could reduce earnings on the account. Minimum balance of $1,000 is required to obtain the 2.00% APY for the 12 month CD, the 2.15% APY for the 15 month CD, the 2.20% APY for the 18 month CD, the 2.30% APY for the 24 month CD, the 2.40% APY for the 29 month CD, the 2.50% APY for the 36 month CD, the 2.60% APY for the 48 month CD, and for the 3.00% APY for the 60 month CD. A minimum deposit of $500 required to open a Certificate of Deposit account. For more information, please contact your local branch.

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Opening Account Notice:
Federal Law requires that all financial institutions obtain, verify, and keep records regarding the information that identifies all persons who open accounts. This means that when you open an account, we will ask for your name, address, date of birth and social security or tax identification number as well as other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. In all cases, protection of our customers’ identity and confidentiality of their information is our commitment.