Generally, most banks require documentation that allows them to assess your ability to repay a loan and thereby establish the amount you can be lent.
To expedite your loan application, we've prepared a list of the primary documents required for most types of mortgage loan application:
Copy of the Sales Purchase Agreement
Copy of the Mortgage Deed
Recent pay stubs (last 30 days),
if you are employed
Tax returns or financial statements for the last two years, if you have your own business
Evidence of your earnings, included in the Application
Copy of two pieces of official identification for each applicant
Evidence of the source of the funds that will be used for the down payment
Divorce judgment and any stipulations, if applicable
Copy of the rental contract, for rental properties
Explanation Letter, if you have had any credit issues or if your credit history reflects problems
For a complete list, click
here to download our
Required Document Checklist.