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Maximizer Savings
Routing number: 221571473
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Personal
Digital Banking
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Apply online:
Personal Loan
Manage your products and services:
With tiered interest rates from your Maximizer Savings account, you gain the advantage of earning more money as you save.
Waive the monthly service fee of $10.00 by maintaining a minimum average daily balance of $2,500¹
Easy access to your funds, you can make withdrawals without penalties (other than the loss of interest)
Business Digital Banking App
Smart Cash Management Services
Digital Banking
MAXIMIZER SAVINGS ON YOUR MOBILE PHONE
Enjoy a complete commercial banking experience with our Business Digital Banking app.³
Access your account information
Make transfers between accounts linked to your profile
Approve ACH and wire transactions, and Positive Pay and ACH Positive Pay exceptions
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HOW TO APPLY?
Ready to open an account?
Make sure you have the following documents.
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Business Financial Statements and/or Stamped Corporate Income Tax Returns for the past 3 fiscal periods
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Personal Financial Statement for each guarantor
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Personal Tax Returns for one year for each guarantor
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Business Plan and Financial Projections (if business is a startup or if requesting a Business Installment Loan and/or Term Loan)
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Indicate collateral and collateral value to be pledged to the Bank to secure the Loan/Line of Credit
With these documents, call us at 1-866-695-2511 or visit any FirstBank branch.
ACCOUNTS THAT COMPLEMENT EACH OTHER
FREQUENTLY ASKED QUESTIONS
You will need a copy of your business licenses, EIN/TIN number and two valid IDs, a completed signature cards and customer information sheet provided at the branch. Additional information such as: Trade name certificate, or application receipt (sole proprietorship, partnership, Partnership Agreement, and Partnership Certificate, (Partnership) Articles of Incorporation, Certificate of Incorporation and Corporate Resolutions (Corporation).
Yes, the Commercial Maximizer Savings Account allows you to earn higher interest and access your funds. You can make withdrawals without penalty, other than loss of interest.
Yes, you get to have an ATH debit card & Visa Business debit card.
LEGAL USVI
Member FDIC in the USVI and Puerto Rico only. This account can be opened by individuals, companies, clubs, associations, churches or corporations on behalf of a business or an entity (for profit or nonprofit). The minimum average daily collected balance to avoid a monthly $10 account maintenance fee is $2,500. If an account is closed within 12 months of opening, the fee is $15. When an account has no transaction activity for the preceding 12 months the monthly charge will be $5, if account balance falls under $2.500. Accounts are subject to Terms and Conditions included in the terms and conditions included in the Deposit Account Agreement and Rates and Fees Schedule, provided at account opening. FirstBank Virgin Islands is a division of FirstBank Puerto Rico.
LEGAL BVI
This account can be opened by individuals, companies, clubs, associations, churches or corporations on behalf of a business or an entity (for profit or nonprofit). The minimum average daily collected balance to avoid a monthly $10 account maintenance fee is $2,500. If an account is closed within 12 months of opening, the fee is $15. When an account has no transaction activity for the preceding 12 months the monthly charge will be $5, if account balance falls under $2,500. Accounts are subject to Terms and Conditions included in the terms and conditions included in the Deposit Account Agreement and Rates and Fees Schedule, provided at account opening. FirstBank British Virgin Islands is a division of FirstBank Puerto Rico.