Introductory APR


on purchases 

and balance transfers made during

the first 6 months after opening the account¹


annual fee

for the first 12 months then $50

Beyond Business Mastercard Credit Card black and dark blue.

Beyond Business Mastercard (DBA)

  • $0 annual fee for the first 12 months, then $50

Your Beyond Business Mastercard credit card allows you to enjoy the following benefits:

Young woman smiling while holding her phone.

Beyond Mobile

Make payments with your Beyond credit card using the digital wallet on your Android device.⁵

Toy plane and stethoscope

Master Travel

Travel accident insurance coverage for you and your family.⁶

Man driving his car while smiling with his partner as co-driver.

Master Rental

Coverage for damages to the rental car caused by collision, theft, accidental fire and more.⁶


Contactless Payments

Make payments by simply holding your card over the payment terminal.


Manage your card

Access to view balances, make payments and manage your Beyond credit card, anywhere, anytime.

Rewards Program

Earn 1.25 points for every $1

You will want to use your Beyond credit card for everything. You get paid for everything you purchase2.


Earn up to 5,0003 bonus points on the Rewards Program when using your credit card.

Find out how Beyond rewards you better.



Rewards Program

Icon of two coins with green arrows

Pay your Beyond with points

Use your points to pay your Beyond credit card.

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Give the perfect gift

Find the perfect gift for someone special or yourself in our Rewards Program.

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Access more offers

Get more opportunities to save with offers exclusively for you.

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Plan your travel easily

Enjoy the best vacation planning experience. Use your points to book flights, hotels, cruises, attractions, and vacation packages with your points. You can also create your travel profile for future vacations.


Ready to apply?

Make sure you have the following documents readily available before applying.


In addition to your Social Security card, you will also need two valid IDs with photo, such as:


  • Driver’s license

  • Passport

  • Military ID

  • Government ID

  • U.S. permanent resident card

With these documents in hand, apply here.



When you open a FirstBank credit card you are automatically enrolled in our Rewards Program! 

No, it is free of charge.

You can redeem points online 24/7 at or by calling a Customer Service Representative at 1-855-701-BANK (2265) from Monday through Sunday, from 6:00 a.m. to 12:00 a.m. (AST). Travel customer service representatives are available from 9:00 a.m. to 9:30 p.m. (EST), Monday through Friday; and 9:00 a.m. to 6:00 p.m. (EST) on Saturdays.


Subject to credit approval. 1Introductory APR of 1.99% on purchases and balance transfers made during the first 6 months after opening your account. After that, your APR will be from 17.75% to 27.75%, based on your creditworthiness at the time you opened your account. The APR for Cash Advances will be from 26.25% to 31.25%, based on your creditworthiness at the time you opened your account. These APRs may vary with the market, based on the Prime Rate. Penalty APR of 29.99%. 2Visit for details of the Rewards Program. 3The offer of 5,000 points is broken down as follows: 1,500 points after you spend $1,000 in purchases within the first 3 months of opening your account, 500 points by subscribing online within the first 30 days from account opening, and 3,000 points for a balance transfer within the first 3 months from activating your account. This offer is valid only for new accounts. The date of the transaction will determine if it qualifies for the offer. If there is a delay in the submission of the transactions from the merchants to us, or if the date of the purchase is different from the date the transaction was made and is after the 3 months of opening your account, that purchase will not qualify for the offer. In addition, if you return your purchase, it does not qualify for the offer. 4Fraud alerts apply only for transactions considered suspicious or fraudulent. You can receive fraud alerts by e-mail and/or text message as long as we have your information registered correctly in our systems and your service provider has the service available. The pay services are subject to the provider terms and conditions: Samsung Pay and Google Pay. For more information on Beyond Mobile click here.6Insurances and services offered directly by Mastercard. Mastercard is a commercial LAC region association registered trademark and is used by the issuer under license.


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