Lending solutions to meet the specific Requirements of your business.

My business needs:

See details
Man in white shirt, tie and green background

SBA Loans

  • Short- or long-term

  • Can be used for different purposes

Hands shaking on pink background

Term Loans

  • Maturities from 3 to 15 years

  • Require personal guarantee

Shopping center with glass walls and red ceiling

Real Estate Financing

  • Fixed and variable interest rates

  • Financing up to 80% of price and/or value

Woman in black jacket, glasses and blue background

Lines of Credit

  • Short-term financing

  • Variable interest rate

Woman carrying boxes with yellow background

Letter of Credit

  • For purchasing supplies

  • For acquiring inventory

Man and woman watching computer
young man showing something on laptop to elderly woman

Originate business loans and lines of credit through our digital platform

Ready to open your account? Review the help guide

Make sure you have the following documents available before starting the process.
  • Business tax returns for the last 2 years or financial statements prepared by a CPA3

  • Interim financial statements (if the latest statement is more than 6 months old)

  • Personal financial statement that is recent, as of the date of origination

  • Business background or plan
  • Corporate documents, as applicable, depending on the legal entity

Additional requirements for loans under the SBA Express program​

Contact Us

Need more information

Call us

  • Small Business Banking for credit facilities up to $1 million

  • Commercial Banking for credit facilities over $1 million

You’re about to leave 1FirstBank.com and visit a third-party website. This third-party web page contains and is subject to terms of use, conditions and privacy policies that are not those of FirstBank Puerto Rico. When you visit third-party websites, you acknowledge and agree that FirstBank Puerto Rico is not responsible for the products, services, contents, security and/or information that is shown and/or offered on the third-party website you’re about to visit.


To continue, press 'Accept'. If you do not wish to visit the third-party website, close this window or press 'Cancel'. Thank you!