A Commercial Checking Account offers you an easy and effective way to manage your business. Exclusively designed to meet your business banking needs.

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Business Digital Banking App

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Smart Cash Management Solutions

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24 hour access through our FirstLine Solutions Center

Your Commercial Checking Account allows you to enjoy the benefits of the following debit card:

Debit Card

 

Enjoy:

 

  • Carrying less cash when shopping

  • Making payments and transfers through the ATH Móvil1 service

  • Access free of charge for our FirstBank customers, to more than 360 ATMs around Puerto Rico, the U.S. Virgin Islands, Tortola, and Florida

  • Verifying and monitoring your transactions instantly through Digital Banking

  • Depositing checks and cash at ATMs with the Déposito Expreso logo

Open your account today and start enjoying all the benefits it can offer.2

 

Member FDIC for Puerto Rico and U.S. Virgin Islands (USVI) only. 1ATH Móvil is subject to FirstBank's terms and conditions. To use ATH Móvil, both the sender and the receiver of the transfer must be registered in the service. To register you must have an active debit card with a financial institution participating in the ATH Móvil service. Download the ATH Móvil application to register and view the terms and conditions of use of the service and a list of participating institutions. ATH Móvil is a service of the ATH® Network of EVERTEC Group, LLC. 2Subject to the terms and conditions of the Deposit Account Agreement and the Disclosure of Fees, Terms, and Rates Applicable to Deposit Accounts provided at account opening. The following fees apply to debit card transactions: $0.50 for balance information at non-FirstBank ATMs, $1.50 for withdrawals at non-FirstBank ATMs and cash advances with your debit card at the teller window at FirstBank branches and other banking institutions, and 2% for foreign currency conversion to the amount already converted into U.S. dollars for debit card transactions. Additional fees imposed by other financial institutions may apply.

COMMERCIAL CHECKING ACCOUNT ON YOUR MOBILE

Enjoy a complete commercial banking experience with our Business Digital Banking app.

HOW TO APPLY

Ready to open a Commercial account?

Make sure you have the following documents.
  • A copy of your business license, EIN/TIN number and one valid form of ID

  • Completed signature cards and customer information sheet (provided at the branch)

  • Additional information, such as your Trade Name Certificate or application receipt (Sole Proprietorship or Partnership), Partnership Agreement and Partnership Certificate (Partnership), Articles of Incorporation, Certificate of Incorporation and Corporate Resolutions (Corporation)

  • For other business structures, estate or bankruptcy accounts, or Public Fund Entities, further information may be required

With these documents, call us at 1-866-695-2511 or visit any FirstBank branch.

 

ACCOUNTS THAT COMPLEMENT EACH OTHER
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Tiered interest rates allow you to earn while saving with The Commercial Maximizer Savings Account.

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Start making smart investments for your business with a Commercial Certificate of Deposit.

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Commercial Statement Savings allows for convenient access to your money while saving.

FREQUENTLY ASKED QUESTIONS

This account can be opened by individuals, companies, clubs, associations, churches or corporations on behalf of a business or an entity (for profit or nonprofit).

You will have 24-hour access to account information through our FirstLine Solutions Center and  Business Digital Banking.

The charge for checks cashed is $1.00 per item. 

 

LEGAL USVI

 

Member FDIC in the USVI and Puerto Rico only. This account can be opened by individuals, companies, clubs, associations, churches or corporations on behalf of a business or an entity (for profit or nonprofit). The monthly account maintenance fee is $10. The transaction fee is $0.25 per check paid. The charge for checks cashed is $1.00 per item. The charge for deposits is $0.25 per item. The check deposit fee is $0.25 per check deposited. When an account has no transaction activity for the preceding 12 months, the monthly charge will be $5, if account balance falls under $2,500. If the account is closed within 12 months of opening, a closing fee of $15 applies. Accounts are subject to Terms and Conditions included in the terms and conditions included in the Deposit Account Agreement and Rates and Fees Schedule, provided at account opening. FirstBank Virgin Islands is a division of FirstBank Puerto Rico.

 

LEGAL BVI

 

The monthly account maintenance fee is $10. The transaction fee is $0.25 per check paid. The charge for checks cashed is $1.00 per item. The charge for deposits is $0.25 per item. The check deposit fee is $0.25 per check deposited. When an account has no transaction activity for the preceding 12 months, the monthly charge will be $5, if account balance falls under $2,500. If the account is closed within 12 months of opening, a closing fee of $15 applies. Accounts are subject to Terms and Conditions included in the terms and conditions included in the Deposit Account Agreement and Rates and Fees Schedule, provided at account opening. FirstBank British Virgin Islands is a division of FirstBank Puerto Rico.

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