It’s time to prepare for your future. Here is your chance to save while taking advantage of tiered interest rates. Plus, if you need easy access to your funds, you can make withdrawals without penalty.

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Receive detailed monthly statements

 

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Earn competitive interest rates²

 

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ATH Móvil⁵

 

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ATH® Debit Card

 

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Mobile First Deposit⁴

 

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Telephone Banking

 

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Enjoy 24- hour access to your account information through FirstLine Solutions Center and First Digital Banking

 

MAXIMIZER SAVINGS ON YOUR MOBILE PHONE

Simplify your life managing your savings account in our Digital Banking mobile app.³

HOW TO APPLY

Ready to open an account?

Make sure you have the following documents readily available.


In addition to your Social Security card and proof of your physical address, you will need one valid photo IDs such as:

 

  • Driver's License

  • Passport

  • Military ID

With these documents, call us at 1-866-695-2511 for USVI and 1-284-495-8899 for BVI, or visit one of our branches.

ACCOUNTS THAT COMPLEMENT EACH OTHER
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Manage your day-to-day transactions easily with our Convenience Account.

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Foster good saving habits in your kids from an early stage with a Minor Statement Savings Account.

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Power One is a combined checking and savings account that earns interest.

FREQUENTLY ASKED QUESTIONS

To open a savings account all you need is your Social Security card, proof of residence, and one valid ID with photo. The minimum deposit required for an account opening deposit will depend on the type of account. You can call us at 1-866-695-2511 for USVI or 1-284-495-8899 for BVI. 

Yes, the Maximizer Savings Account allows you to  access your funds. You can make withdrawals without penalty.

 

Yes, you get to have an ATH debit card. You can also register your card with  ATH Móvil.

 

LEGAL USVI

 

Member FDIC only in the USVI. Available for individuals only. The complete Terms and Conditions for this account are included in the Deposit Account Agreement and Rates and Fees Schedule provided at account opening. 1 If a minimum average daily collected balance of $1,000 is not maintained throughout the cycle, a $5 monthly service fee will apply. There is no monthly service  fee for customers 65 years and older. Date of birth is required to become effective. A dormant account monthly fee of $5 apply if the account does not reflect any transactional activity initiated by the customer for a period of 12 months, if the balance falls below $2,500.00 .  2The annual interest rate and percentage yield (APY) applicable to the accounts may vary at the discretion of FirstBank, based on market conditions, and may change without prior notice. 3Digital Banking is subject to FirstBank’s terms, conditions, and restrictions. 4Mobile First Deposit  is subject to FirstBank’s terms, conditions, and restrictions. Your funds will be available according to FirstBank's Funds Availability Policy, included in the Deposit Accounts Agreement. 5ATH Móvil is subject to FirstBank’s terms and conditions. Using ATH Móvil requires the titleholders of both the receiving and issuing accounts to be registered service users. To enroll, you must have an active debit card with a participating financial institution in the ATH Móvil service. Go to www.athmovil.com to enroll and view the terms and conditions of service and a list of participating institutions. ATH Móvil is an ATH® Network service from EVERTEC Group, LLC. 

 

 

 LEGAL BVI

 

Available for individuals only. The complete Terms and Conditions for this account are included in the Deposit Account Agreement and Rates and Fees Schedule provided at account opening.  ¹If a minimum average daily collected balance of $1,000 is not maintained throughout the cycle, a $3 monthly service fee will apply. There is no monthly account maintenance fee for customers 65 years and older, or under 18 years of age. Date of birth is required to become effective. A dormant account monthly fee of $5 apply if the account does not reflect any transactional activity initiated by the customer for a period of 12 months, if the balance falls below $2,500.00 . ²The annual interest rate and percentage yield (APY) applicable to the accounts may vary at the discretion of FirstBank, based on market conditions, and may change without prior notice. ³Digital Banking is subject to FirstBank’s terms, conditions and restrictions. ⁴Mobile First Deposit & First Deposit is subject to FirstBank’s terms, conditions and restrictions. Your funds will be available according to FirstBank's Funds Availability Policy, included in the Deposit Accounts Agreement. In the BVI, checks will be accepted for deposit only if it's a US, USVI or PR check. ⁵ATH Móvil is subject to FirstBank’s terms and conditions. Using ATH Móvil requires the titleholders of both the receiving and issuing accounts to be registered service users. To enroll, you must have an active debit card with a participating financial institution in the ATH Móvil service. Go to www.athmovil.com to enroll and view the terms and conditions of service and a list of participating institutions. ATH Móvil is an ATH® Network service from EVERTEC Group, LLC.

 

 

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