porch of a house

Homeowners

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Your home is your sanctuary. It's where you keep your family safe and where memories are made. 

 

You can benefit from:

 

  • A customized policy based on your needs 
  • Flexible deductible options
  • A knowledgeable team that will guide you through the coverage selection and claims processes

 

Our Homeowner's insurance coverage includes: 

 

  • Your home
  • Other structures like sheds or fences
  • Your personal property 
  • Loss of use
  • Personal liability
  • Medical payments to others

 

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Contact Us

St Thomas & St John: 340.775.8519

St Croix: 340.772.6227

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Email

yourlifematters@firstbankvi.com

old lady alongside a little girl while cracking an egg over a bowl

Dwelling Insurance

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A dwelling policy and a homeowners policy are not the same. A dwelling policy covers damages from wind, fire, earthquakes, and other perils, and is better suited as a second home insurance or a rented property occupied as residence.  

 

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Contact Us

St Thomas & St John: 340.775.8519

St Croix: 340.772.6227

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Email

yourlifematters@firstbankvi.com

lady taking out a lot of water from flooding floor

Flood Insurance

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Most homeowners insurance policies does not cover flooding.

 

Just one inch of water inside your property can cause more than $25,000 in damages. With flood insurance you can protect your residence and your belongings either if you are a homeowner, a tenant or a business owner. 

 

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Contact Us

St Thomas & St John: 340.775.8519

St Croix: 340.772.6227

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Email

yourlifematters@firstbankvi.com

 

LEGAL  USVI

Our Property, Auto and Commercial banking insurance products are offered through a strategic alliance with Marshall & Sterling Inc and Theodore Tunick & Company, allowing them to assume the role of leading provider. This is only a general description of coverage. For further information you should consult your policy to know the terms, limitations, and general conditions. Insurance products are not deposits, not FDIC insured, not insured by other federal government agencies, not guaranteed by FirstBank or any of its subsidiaries and may lose value.

 

DISCLAIMER OF BVI UNAVAILABILITY

Product not available in BVI.

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