old lady alongside a little girl while cracking an egg over a bowl

Dwelling Insurance

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Our starter policy allows you to protect your home’s main structure.


Dwelling Insurance covers damage caused by fire, hurricanes, vandalism, and/or earthquakes.


You may qualify for this policy if your property is currently being financed. Remember to make sure you have a replacement cost option, as it will be required by secondary markets such as Fannie Mae and others.

porch of a house


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This multiple-line policy is the upgrade to our dwelling insurance, offering protection to both a structure and the contents of your property.


It also includes a personal liability that protects you against any legal harm induced to third parties.


lady taking out a lot of water from flooding floor

Flood Insurance

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This policy protects your property regardless of whether the area is declared disastrous or not. This type of coverage is vital because damages caused by floods are typically excluded in most property insurance policies.


We offer:


  • Residential Policy: Allows you to insure both the structure and the contents of your residence or apartment.

  • Non-residential Policy: Allows businesses to insure up to the maximum limit established by the program.



Our Property, Auto and Commercial banking insurance products are offered through a strategic alliance with Marshall & Sterling Inc and Theodore Tunick & Company, allowing them to assume the role of leading provider. This is only a general description of coverage. For further information you should consult your policy to know the terms, limitations, and general conditions. Insurance products are not deposits, not FDIC insured, not insured by other federal government agencies, not guaranteed by FirstBank or any of its subsidiaries and may lose value.



Product not available in BVI.

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