With the Cuenta TODO checking account you get a combined checking and savings account. It's a good time to open one and start earning interest in the savings section.

Bill icon.

Depósito Expreso ATM2

Icono de celular con símbolo monetario en pantalla.

Depósito Expreso Móvil2

Mobile phone icon.

ATH Móvil3

Phone icon with money symbol.

Telephone banking FirstLine Solutions Center

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15 checks processed

per cycle without the transaction fee4

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Debit cards with worldwide acceptance 

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FirstReserve - Optional reserve line6


Simplify your life by managing your checking account through our Digital Banking mobile app.⁵


Ready to apply?

Make sure you have the following documents⁷ readily available before applying.


To open a personal deposit account at FirstBank you must present the Social security number and the following applicable identifications:

United States Citizens 

(One (1) of the following):

  • Driver’s license from Puerto Rico, American Virgin Islands (USVI), United States

  • Real ID issued by the Government of Puerto Rico (DTOP)

  • State ID issued by the Departament of Motor Vehicles of the United Statesos

  • Passport or Passport card issued by the Government of the United States

  • Military ID issued by the Government of the United States 

  • Puerto Rico Police Gun Permit

In case that the valid ID with photo does not have the physical address, such as Passport, you must provide a service bill to validate the physical address, example: water, electric power, phone, cable TV service, CRIM, rental agreement, among others.

Foreign Citizens Puerto Rico Resident

(One (1) of the following):

  • Driver’s license from Puerto Rico, United States, Virgin Islands (USVI + BVI

  • Passport issued by the country of origin + Visa

  • United States Permanent Resident Card (Green Card)

Additional Document (one of the following):

  • Service bill to validate the physical address, example: water, electric power, phone, cable TV service, CRIM, among others.

  • Employnment letter

  • Rental agreement

  • Bank reference (last two months)

With these documents in hand, start here.

Pink piggy bank.

Easy Savings generates interests.

Christmas tree star.

Secure your holiday expenses with the Christmas Club account.

Pig-shaped piggy bank with checks next to it.

Earn competitive interests with a Certificate of Deposit.



Check the following list with all the necessary documentation that you must submit when opening an account with FirstBank.


In addition to your Social Security card, you will also need two valid IDs with photo issued by the Government of Puerto Rico, such as:


  • Driver's license

  • Passport

  • Military ID

  • Government ID


For more information, visit any of our branches or contact us through FirstLine Solutions Center at 787-725-2511.


Yes, you can register with one of our debit cards. With ATH Móvil you can make payments to more than 4,000 merchants and payments from person to person.


The  accounts UNO, and First Investment and Cuenta TODO  all give you the option of a reserve line. The reserve line protects your account from overdrafts.



The reserve line is subject to credit approval.



savings pig next to calculator

Financial Education

Learn to manage your products with FirstBank electronic services

Get to know the tools and services that Digital Banking offer has for you.

Ilustración hombre imaginando dinero

Financial Education

What to do if I have an unexpected expense and I don't have money? Know your options

We tell you about some options in the case of having an unexpected expense. Consider them and choose the best for you.

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Are banking applications (apps) safe? All you need to know

Keep your information safe from security threats on banking apps.

Member FDIC. Only for individuals. Subject to the terms and conditions included in the Deposit Account Agreement and the Disclosure of Applicable Fees, Terms, and Interest Rates in Deposit Accounts, which were provided when you opened the account. 1The monthly fee for the account will be $0 when receiving a direct deposit (ACH) in the account during the cycle or if the average balance per month combined between the checking and savings sections and certificates of deposits it's the same or more than $1,500. If you do not receive a direct deposit or if the required average monthly balance is not maintained, a $10 fee will apply in the cycle 2Your deposit will be available according to FirstBank’s Funds Availability Policy, included in the Deposit Accounts Agreement. The service is not available for savings accounts. 3ATH Móvil is subject to FirstBank's terms and conditions. Using ATH Móvil requires the titleholders of both the receiving and issuing accounts to be registered service users. To enroll, you must have an active debit card with a participating financial institution in the ATH Móvil service. Go to www.athmovil.com to enroll and view the terms and conditions of service and a list of participating institutions. ATH Móvil is an ATH® Network service from EVERTEC Group, LLC. 4A $0.50 fee will apply for each check processed after the first 15 during the monthly cycle. 5Digital Banking is subject to FirstBank’s terms, conditions, and restrictions. 6 The reserve line is optional and subject to credit approval.7 FirstBank may solicit additional information or documentation. ​



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