Introductory APR


on purchases

made during the first 6 months after opening your account¹


on balance transfers

made during the first 6 months after opening your account¹

Beyond Business Mastercard

Beyond Business Mastercard

Beyond Business Mastercard allows you to enjoy the following benefits:

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Beyond Mobile

Make payments with your Beyond using the digital wallet on your Android device.⁶

Toy plane in hands.

Master Traveler Insurance

Master Travel Insurance gives you traveler privileges, including accident insurance for you and your family. If there are any airfare changes and/or flight changes, your trip is covered from the start.⁵

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Master Rental

Master Rental protects you from damage to the rental vehicle caused by collision, theft, fire, and more.⁵


Contactless Payments

Make payments by simply holding your card over the payment terminal.


Manage your card

Access to view balances, make payments and manage your Beyond credit card, anywhere, anytime.

Rewards Program

Earn 1.25 points for every $1

You’ll want to use your Beyond credit card for everything, because everything you pay for, pays you back2.


Earn up to 5,000³ bonus points using your credit card.

Find out how Beyond rewards you better.


Hombre recibiendo ticket en vehículo.

Rewards Program

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Pay with reward points

Redeem your points to pay for transactions made on your Beyond credit card.

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Give the perfect gift

Find the perfect gift for someone special or yourself in our Rewards Program.

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Access more offers

Get more opportunities to save with offers exclusively for you.

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Plan your trips easily

Enjoy the best vacation planning experience. Book flights, hotels, cruises, attractions, and vacation packages with your points.


When you open a FirstBank credit card you are automatically enrolled in our Rewards Program! 

No, it is free of charge.

You can redeem points online 24/7 at or by calling a Customer Service Representative at 1-855-701-BANK (2265) from Monday through Sunday, from 6:00 a.m. to 12:00 a.m. (AST). Travel customer service representatives are available from 9:00 a.m. to 9:30 p.m. (EST), Monday through Friday; and 9:00 a.m. to 6:00 p.m. (EST) on Saturdays.

Subject to credit approval. 1Introductory APR of 1.99% on purchases and balance transfers made during the first 6 months after opening your account. After that, your APR will be from 17.75% to 27.75%, based on your creditworthiness at the time you opened your account. The APR for Cash Advances will be from 26.25% to 31.25%, based on your creditworthiness at the time you opened your account. These APRs may vary with the market, based on the Prime Rate. Penalty APR of 29.99%. 2Visit for details of the Rewards Program. 3The offer of 5,000 points is broken down as follows: 1,500 points after you spend $1,000 in purchases within the first 3 months of opening your account, 500 points by subscribing online within the first 30 days from account opening, and 3,000 points for a balance transfer within the first 3 months from activating your account. This offer is valid only for new accounts. The date of the transaction will determine if it will qualify for the offer. If there is a delay in the submission of the transactions from the merchants to us, or if the date of the purchase is different from the date the transaction was made, and is after the 3 months of opening your account, that purchase will not qualify for the offer. In addition, if you return your purchase, it does not qualify for the offer. 4The Samsung Pay, Android Pay, and Google Pay services are subject to provider terms and conditions. For more information click here. 5Insurances and services offered directly by Mastercard. Mastercard is a commercial LAC region association registered trademark and is used by the issuer under license.

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