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Beyond Business Mastercard
Routing number: 221571473
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Manage your products and services:
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Mastercard
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Visa
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All
1.99% on purchases made during the first 6 months after opening your account.
1.99% for 6 months on purchases made during the first 6 months after opening your account.
1.99% on balance transfers made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1.25 points for every $1
1 point for every $1
$0 annual fee for the first 12 months, then $50
$0 annual fee
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Mastercard Coverage
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MasterTravel Insurance
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MasterRental
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Purchase Protection
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Extended Warranty
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ATM Robbery and Assault Protection
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Alerts and Fraud Protection
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Beyond Mobile
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Chargegard Ultimate
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Mastercard Global Services
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Identity Theft Protection
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Master Travel Insurance
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Alerts and Fraud Protection
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Beyond Mobile
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Chargegard Ultimate
1.99% for 6 months on purchases made during the first 6 months after opening your account.
0% for 15 months on purchases made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1 point for every $1
2 points for every $1
$0 annual fee
$0 annual fee for the first 12 months, then $150
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Cellular Phone Protection
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MasterRental
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Platinum Concierge
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Trip Cancellation and Delay
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Luggage Protection
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Master Global Services
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RideShare
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Purchase Protection
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Ticket Saver
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Price Protection
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Extended Warranty
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Identity Theft Protection
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Travel and Lifestyle Services
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Travel Assistance Services
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MasterAssist Plus
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Master Travel Rewards
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Alerts and Fraud Protection
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Beyond Mobile
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Chargegard Ultimate
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Priority Pass Access
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Cellular Phone Protection
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MasterRental
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MasterTravel Insurance
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MasterAssist Black
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Identity Theft Protection
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Mastercard Black Concierge
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Master Global Services
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Purchase Protection
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Insurance
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Travel and Lifestyle Services
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Travel Assistance Services
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Price Protection
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Extended Warranty
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ATM Robbery and Assault Protection
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MasterTravel Rewards
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Alerts and Fraud Protection
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Beyond Mobile
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Chargegard Ultimate
- 1
- 2
1.99% for 6 months on purchases made during the first 6 months after opening your account.
1.99% for 6 months on purchases made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1 point for every $1
1 point for every $1
$0 annual fee
$0 annual fee
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Purchase Protection
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Alerts and Fraud Protection
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Beyond Mobile
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Chargegard Ultimate
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Purchase Protection
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Auto Rental Insurance
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Medical Emergencies
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Extended Warranty
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Price Protection
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Baggage Loss Insurance
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Visa Concierge
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Access to Visa Luxury Hotel Collection
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Alerts and Fraud Protection
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Beyond Mobile
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Chargegard Ultimate
0% for 15 months on purchases made during the first 6 months after opening your account.
0% for 15 months on purchases made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1.25 points for every $1
2 points for every $1
$0 annual fee for the first 12 months, then $50
$0 annual fee for the first 12 months, then $150
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Purchase Protection Visa concierge
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Auto Rental Insurance
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Extended Warranty
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Price Protection
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Baggage Loss Insurance
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Visa Concierge
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Access to visa Luxury Hotel Collection
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International Medical Emergencies
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Alerts and Fraud Protection
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Beyond Mobile
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Chargegard Ultimate
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Purchase Protection
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Auto Rental Insurance
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International Medical Emergencies
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Extended Warranty
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Price Protection
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Baggage Loss Insurance
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Visa Concierge
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Access to Visa Luxury Hotel Collection
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Visa Airport Companion
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Luggage Delay
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Travel Accident Insurance
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Priority Pass Access
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Trip Cancellation
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Alerts and Fraud Protection
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Beyond Mobile
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Chargegard Ultimate
- 1
- 2
1.99% for 6 months on purchases made during the first 6 months after opening your account.
1.99% for 6 months on purchases made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1 point for every $1
1 point for every $1
$0 annual fee
$0 annual fee
-
Purchase Protection
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
-
Purchase Protection
-
Auto Rental Insurance
-
Medical Emergencies
-
Extended Warranty
-
Price Protection
-
Baggage Loss Insurance
-
Visa Concierge
-
Access to Visa Luxury Hotel Collection
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Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
0% for 15 months on purchases made during the first 6 months after opening your account.
0% for 15 months on purchases made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1.25 points for every $1
2 points for every $1
$0 annual fee for the first 12 months, then $50
$0 annual fee for the first 12 months, then $150
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Purchase Protection Visa concierge
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Auto Rental Insurance
-
Extended Warranty
-
Price Protection
-
Baggage Loss Insurance
-
Visa Concierge
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Access to visa Luxury Hotel Collection
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International Medical Emergencies
-
Alerts and Fraud Protection
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Beyond Mobile
-
Chargegard Ultimate
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Purchase Protection
-
Auto Rental Insurance
-
International Medical Emergencies
-
Extended Warranty
-
Price Protection
-
Baggage Loss Insurance
-
Visa Concierge
-
Access to Visa Luxury Hotel Collection
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Visa Airport Companion
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Luggage Delay
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Travel Accident Insurance
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Priority Pass Access
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Trip Cancellation
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Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
1.99% on purchases made during the first 6 months after opening your account.
1.99% for 6 months on purchases made during the first 6 months after opening your account.
1.99% on balance transfers made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1.25 points for every $1
1 point for every $1
$0 annual fee for the first 12 months, then $50
$0 annual fee
-
Mastercard Coverage
-
MasterTravel Insurance
-
MasterRental
-
Purchase Protection
-
Extended Warranty
-
ATM Robbery and Assault Protection
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
-
Mastercard Global Services
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Identity Theft Protection
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Master Travel Insurance
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Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
1.99% for 6 months on purchases made during the first 6 months after opening your account.
0% for 15 months on purchases made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1 point for every $1
2 points for every $1
$0 annual fee
$0 annual fee for the first 12 months, then $150
-
Cellular Phone Protection
-
MasterRental
-
Platinum Concierge
-
Trip Cancellation and Delay
-
Luggage Protection
-
Master Global Services
-
RideShare
-
Purchase Protection
-
Ticket Saver
-
Price Protection
-
Extended Warranty
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Identity Theft Protection
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Travel and Lifestyle Services
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Travel Assistance Services
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MasterAssist Plus
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Master Travel Rewards
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Alerts and Fraud Protection
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Beyond Mobile
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Chargegard Ultimate
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Priority Pass Access
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Cellular Phone Protection
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MasterRental
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MasterTravel Insurance
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MasterAssist Black
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Identity Theft Protection
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Mastercard Black Concierge
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Master Global Services
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Purchase Protection
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Insurance
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Travel and Lifestyle Services
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Travel Assistance Services
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Price Protection
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Extended Warranty
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ATM Robbery and Assault Protection
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MasterTravel Rewards
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Alerts and Fraud Protection
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Beyond Mobile
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Chargegard Ultimate
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Beyond Business Mastercard allows you to enjoy the following benefits:
FREQUENTLY ASKED QUESTIONS
When you open a FirstBank credit card you are automatically enrolled in our Rewards Program!
No, it is free of charge.
You can redeem points online 24/7 at www.rewardsfirstbank.com or by calling a Customer Service Representative at 1-855-701-BANK (2265) from Monday through Sunday, from 6:00 a.m. to 12:00 a.m. (AST). Travel customer service representatives are available from 9:00 a.m. to 9:30 p.m. (EST), Monday through Friday; and 9:00 a.m. to 6:00 p.m. (EST) on Saturdays.
Subject to credit approval. Certain restrictions apply. Offer valid until December 31, 2026 and only for new accounts. Does not apply in combination with other offers. 1Introductory rate of 1.99% APR for purchases & balance transfers made during the first 6 months of account opening. Subsequently, the APR will be 17.00 % up to 27.00%, based on your creditworthiness at account opening. The APR for Cash Advances will be 25.50% up to 30.50%, based on your creditworthiness at account opening. The above APRs may vary according to the market based on the U.S. Prime Rate. Penalty APR of 29.99%. 2Visit https://rewardsfirstbank.com for details of the rewards program. 3The 5,000 point offer is broken down as follows: you will receive 1,500 points for making $1,000 in purchases within the first 3 months of account opening, 500 points for signing up online at https://rewardsfirstbank.com within the first 30 days of account opening, and 3,000 points for making a balance transfer within the first 3 months of account opening. This offer is valid for new accounts only. The transaction date on the purchase will determine if the purchase qualifies for the offer. If there is a delay in merchants submitting transactions to us, or if the purchase date is different from the date the transaction was made, and the transaction falls outside of the first 3 months of account opening, that purchase will not qualify for the offer. In addition, if you return the purchase, it will not qualify for the offer. 4Fraud alerts apply only to transactions considered suspicious or fraudulent. You may receive fraud alerts by email and/or text message provided we have your information correctly recorded in our systems and if your service provider has the service available. 5The pay services are subject to the provider terms and conditions: Apple Pay, Samsung Pay and Google Pay. Apple Pay; terms apply. For more information on Beyond Mobile click here. 6Mastercard is a commercial LAC region association registered trademark and is used by the issuer under license. 7The insurance products offered by FirstBank Insurance Agency LLC. are not a bank deposit, they are not insured by the FDIC or any other federal government agency. Neither are they insured by FirstBank Puerto Rico or any of its subsidiaries. Obtaining this insurance is optional and not a condition for credit approval.