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Beyond Business Mastercard
Routing number: 221571473
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Manage your products and services:
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Mastercard
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Visa
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All
1.99% on purchases made during the first 6 months after opening your account.
1.99% for 6 months on purchases made during the first 6 months after opening your account.
1.99% on balance transfers made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1.25 points for every $1
1 point for every $1
$0 annual fee for the first 12 months, then $50
$0 annual fee
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Mastercard Coverage
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MasterTravel Insurance
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MasterRental
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Purchase Protection
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Extended Warranty
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ATM Robbery and Assault Protection
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Alerts and Fraud Protection
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Beyond Mobile
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Chargegard Ultimate
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Mastercard Global Services
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Identity Theft Protection
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Master Travel Insurance
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Alerts and Fraud Protection
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Beyond Mobile
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Chargegard Ultimate
1.99% for 6 months on purchases made during the first 6 months after opening your account.
0% for 15 months on purchases made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1 point for every $1
2 points for every $1
$0 annual fee
$0 annual fee for the first 12 months, then $150
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Cellular Phone Protection
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MasterRental
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Platinum Concierge
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Trip Cancellation and Delay
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Luggage Protection
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Master Global Services
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RideShare
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Purchase Protection
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Ticket Saver
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Price Protection
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Extended Warranty
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Identity Theft Protection
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Travel and Lifestyle Services
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Travel Assistance Services
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MasterAssist Plus
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Master Travel Rewards
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Alerts and Fraud Protection
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Beyond Mobile
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Chargegard Ultimate
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Priority Pass Access
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Cellular Phone Protection
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MasterRental
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MasterTravel Insurance
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MasterAssist Black
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Identity Theft Protection
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Mastercard Black Concierge
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Master Global Services
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Purchase Protection
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Insurance
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Travel and Lifestyle Services
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Travel Assistance Services
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Price Protection
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Extended Warranty
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ATM Robbery and Assault Protection
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MasterTravel Rewards
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Alerts and Fraud Protection
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Beyond Mobile
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Chargegard Ultimate
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- 2
1.99% for 6 months on purchases made during the first 6 months after opening your account.
1.99% for 6 months on purchases made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1 point for every $1
1 point for every $1
$0 annual fee
$0 annual fee
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Purchase Protection
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Alerts and Fraud Protection
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Beyond Mobile
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Chargegard Ultimate
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Purchase Protection
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Auto Rental Insurance
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Medical Emergencies
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Extended Warranty
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Price Protection
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Baggage Loss Insurance
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Visa Concierge
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Access to Visa Luxury Hotel Collection
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Alerts and Fraud Protection
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Beyond Mobile
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Chargegard Ultimate
0% for 15 months on purchases made during the first 6 months after opening your account.
0% for 15 months on purchases made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1.25 points for every $1
2 points for every $1
$0 annual fee for the first 12 months, then $50
$0 annual fee for the first 12 months, then $150
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Purchase Protection Visa concierge
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Auto Rental Insurance
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Extended Warranty
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Price Protection
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Baggage Loss Insurance
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Visa Concierge
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Access to visa Luxury Hotel Collection
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International Medical Emergencies
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Alerts and Fraud Protection
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Beyond Mobile
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Chargegard Ultimate
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Purchase Protection
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Auto Rental Insurance
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International Medical Emergencies
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Extended Warranty
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Price Protection
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Baggage Loss Insurance
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Visa Concierge
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Access to Visa Luxury Hotel Collection
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Visa Airport Companion
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Luggage Delay
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Travel Accident Insurance
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Priority Pass Access
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Trip Cancellation
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Alerts and Fraud Protection
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Beyond Mobile
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Chargegard Ultimate
- 1
- 2
1.99% for 6 months on purchases made during the first 6 months after opening your account.
1.99% for 6 months on purchases made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1 point for every $1
1 point for every $1
$0 annual fee
$0 annual fee
-
Purchase Protection
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
-
Purchase Protection
-
Auto Rental Insurance
-
Medical Emergencies
-
Extended Warranty
-
Price Protection
-
Baggage Loss Insurance
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Visa Concierge
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Access to Visa Luxury Hotel Collection
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Alerts and Fraud Protection
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Beyond Mobile
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Chargegard Ultimate
0% for 15 months on purchases made during the first 6 months after opening your account.
0% for 15 months on purchases made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1.25 points for every $1
2 points for every $1
$0 annual fee for the first 12 months, then $50
$0 annual fee for the first 12 months, then $150
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Purchase Protection Visa concierge
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Auto Rental Insurance
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Extended Warranty
-
Price Protection
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Baggage Loss Insurance
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Visa Concierge
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Access to visa Luxury Hotel Collection
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International Medical Emergencies
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Alerts and Fraud Protection
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Beyond Mobile
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Chargegard Ultimate
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Purchase Protection
-
Auto Rental Insurance
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International Medical Emergencies
-
Extended Warranty
-
Price Protection
-
Baggage Loss Insurance
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Visa Concierge
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Access to Visa Luxury Hotel Collection
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Visa Airport Companion
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Luggage Delay
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Travel Accident Insurance
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Priority Pass Access
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Trip Cancellation
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Alerts and Fraud Protection
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Beyond Mobile
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Chargegard Ultimate
1.99% on purchases made during the first 6 months after opening your account.
1.99% for 6 months on purchases made during the first 6 months after opening your account.
1.99% on balance transfers made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1.25 points for every $1
1 point for every $1
$0 annual fee for the first 12 months, then $50
$0 annual fee
-
Mastercard Coverage
-
MasterTravel Insurance
-
MasterRental
-
Purchase Protection
-
Extended Warranty
-
ATM Robbery and Assault Protection
-
Alerts and Fraud Protection
-
Beyond Mobile
-
Chargegard Ultimate
-
Mastercard Global Services
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Identity Theft Protection
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Master Travel Insurance
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Alerts and Fraud Protection
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Beyond Mobile
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Chargegard Ultimate
1.99% for 6 months on purchases made during the first 6 months after opening your account.
0% for 15 months on purchases made during the first 6 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
0% for 15 months on balance transfers made during the first 3 months after opening your account.
1 point for every $1
2 points for every $1
$0 annual fee
$0 annual fee for the first 12 months, then $150
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Cellular Phone Protection
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MasterRental
-
Platinum Concierge
-
Trip Cancellation and Delay
-
Luggage Protection
-
Master Global Services
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RideShare
-
Purchase Protection
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Ticket Saver
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Price Protection
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Extended Warranty
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Identity Theft Protection
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Travel and Lifestyle Services
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Travel Assistance Services
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MasterAssist Plus
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Master Travel Rewards
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Alerts and Fraud Protection
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Beyond Mobile
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Chargegard Ultimate
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Priority Pass Access
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Cellular Phone Protection
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MasterRental
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MasterTravel Insurance
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MasterAssist Black
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Identity Theft Protection
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Mastercard Black Concierge
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Master Global Services
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Purchase Protection
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Insurance
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Travel and Lifestyle Services
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Travel Assistance Services
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Price Protection
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Extended Warranty
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ATM Robbery and Assault Protection
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MasterTravel Rewards
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Alerts and Fraud Protection
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Beyond Mobile
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Chargegard Ultimate
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Beyond Business Mastercard allows you to enjoy the following benefits:
FREQUENTLY ASKED QUESTIONS
When you open a FirstBank credit card you are automatically enrolled in our Rewards Program!
No, it is free of charge.
You can redeem points online 24/7 at www.rewardsfirstbank.com or by calling a Customer Service Representative at 1-855-701-BANK (2265) from Monday through Sunday, from 6:00 a.m. to 12:00 a.m. (AST). Travel customer service representatives are available from 9:00 a.m. to 9:30 p.m. (EST), Monday through Friday; and 9:00 a.m. to 6:00 p.m. (EST) on Saturdays.
Subject to credit approval. Certain restrictions apply. Offer valid until December 31, 2025 and only for new accounts. Does not apply in combination with other offers. 1Introductory APR of 1.99% on purchases and balance transfers made during the first 6 months after opening your account. After that, your APR will be from 16.75% up to 26.75%, based on your creditworthiness at the time you opened your account. The APR for Cash Advances will be from 25.25% up to 30.25%, based on your creditworthiness at the time you opened your account. These APRs may vary with the market, based on the Prime Rate. Penalty APR of 29.99%. 2Visit https://rewardsfirstbank.com for details of the Rewards Program. 3The offer of 5,000 points is broken down as follows: 1,500 points after you spend $1,000 in purchases within the first 3 months of opening your account, 500 points by subscribing online https://rewardsfirstbank.com within the first 30 days from account opening, and 3,000 points for a balance transfer within the first 3 months from activating your account. This offer is valid only for new accounts. The date of the transaction will determine if it will qualify for the offer. If there is a delay in the submission of the transactions from the merchants to us, or if the date of the purchase is different from the date the transaction was made, and is after the 3 months of opening your account, that purchase will not qualify for the offer. In addition, if you return your purchase, it does not qualify for the offer. Certain restrictions apply. 4Fraud alerts apply only for transactions considered suspicious or fraudulent. You can receive fraud alerts by e-mail and/or text message as long as we have your information registered correctly in our systems and your service provider has the service available. 5The pay services are subject to the provider terms and conditions: Samsung Pay and Google Pay. For more information on Beyond Mobile click here. 6Insurances and services offered directly by Mastercard. Mastercard is a commercial LAC region association registered trademark and is used by the issuer under license. 7The insurance products offered by FirstBank Insurance Agency LLC. do not represent a bank deposit, are not insured by the FDIC or by any other federal government agency, nor by FirstBank Puerto Rico, or any of its subsidiaries. Obtaining this insurance is optional and is not a condition to determine credit approval.