a

A checking account for professionals or entrepreneurs (DBA)

BFirst Account
  • $0 opening deposit
  • Manage daily transactions
a

An account with an investment module and a line of credit

Business Plus Account
  • $0 opening deposit
  • No monthly fee for electronic transactions
woman holding a notebook and smiling

A checking account to manage your business finances

Commercial Account
  • $500 minimum deposit
  • No monthly fee for electronic transactions
man  with arms crossed  and smiling

An account for lawyers

IOLTA Account
  • $0 opening deposit
  • $0 minimum balance requirement

Your commercial account allows you to enjoy the benefits of the following debit cards:

ATH debit

Enjoy:

 

  • Ability to receive payments from customers using ATH Móvil1

  • Access to ATH Business2 to manage your transactions

  • Manage less cash when making purchases

  • Access to more than 360 ATMs in Puerto Rico, the USVI, Tortola, and Florida, free of charge to FirstBank customers

  • Access to your account 24/7

  • Easy new card activation

Open your account and start enjoying all the benefits it offers.3

 

 

Member FDIC for Puerto Rico and the United States Virgin Islands (USVI) only. 1Use of ATH Móvil requires that both the owner of the account receiving the transfer and the sender be enrolled in the service. To enroll, you must have an active debit card with a financial institution participating in the ATH Móvil service. Certain transfer charges may apply. Download the ATH Móvil app to enroll and view the terms and conditions to use the service and a list of participating institutions. ATH Móvil is an ATH® Network service from EVERTEC Group, LLC. 2ATH Business is subject to FirstBank’s terms and conditions. To use ATH Business, you must be the owner or an authorized representative of a business authorized to do business in Puerto Rico, be at least 18 years old, and be a legal resident of Puerto Rico. You must also have an ATH debit card issued by a participating financial institution, a valid email address, and a device. A 2.25% service charge or a minimum charge of $0.06 applies to every payment received. Individuals may send a maximum of $1,500.00 per day. Merchants can receive a maximum of $10,000.00 per day. Other transfer charges may apply. 3Subject to the terms and conditions of the Deposit Account Agreement and the Disclosure of Applicable Charges, Terms, and Fees for Deposit Accounts, provided at account opening. ATH® and Visa Business cards are optional. The following charges apply to debit card transactions: $1.00 for balance inquiries at non-FirstBank ATMs; $2.00 for withdrawals at non-FirstBank ATMs; $2.00 for cash advances at FirstBank tellers or other financial institutions; and a 2% charge for foreign currency conversions based on the converted US dollar amount on debit cards transactions. Additional charges may apply as established by other financial institutions.

.

Enjoy:

 

  • Contactless chip technology1 that allows easy, fast, and secure transactions in points of sale and ATMs that use this technology

  • Exclusive promotions and discounts for Visa customers

  • The ability to receive payments from customers using ATH Móvil2

  • Access to ATH Business3 to manage your transactions

  • Worldwide Visa brand recognition. This card is accepted at ATMs and establishments in Puerto Rico and around the world affiliated with ATH® and Visa networks

  • Access to more than 360 ATMs in Puerto Rico, the USVI, Tortola, and Florida, free of charge to FirstBank customers

  • The ability to make online purchases, book accommodations, purchase flight tickets, rent vehicles, and much more

  • E-mail and/or text message fraud alerts for suspicious transactions4

  • Access to your account 24/7

  • Easy new card activation

 

Open your account today and start enjoying all the benefits it offers.⁵

 

Member FDIC for Puerto Rico and the United States Virgin Islands (USVI) only. 1Contactless chip cards offer the same level of security as contact cards if used at terminal enabled with chip technology. Applies to Visa Debit Card only. 2Use of ATH Móvil requires that both the owner of the account receiving the transfer and the sender be enrolled in the service. To enroll, you must have an active debit card with a financial institution participating in the ATH Móvil service. Certain transfer charges may apply. Download the ATH Móvil app to enroll and view the terms and conditions to use the service and a list of participating institutions. ATH Móvil is an ATH® Network service from EVERTEC Group, LLC. 3ATH Business is subject to FirstBank’s terms and conditions. To use ATH Business, you must be the owner or an authorized representative of a business authorized to do business in Puerto Rico, be at least 18 years old, and be a legal resident of Puerto Rico. You must also have an ATH debit card issued by a participating financial institution, a valid email address, and a device. A 2.25% service charge or a minimum charge of $0.06 applies to every payment received. Individuals may send a maximum of $1,500.00 per day. Merchants can receive a maximum of $10,000.00 per day. Other transfer charges may apply. 4In case of suspicious or fraudulent transactions, you may receive fraud alerts by e-mail and/or text message, as long as your information has been entered correctly in our systems and your service provider has the service available. 5Subject to the terms and conditions of the Deposit Account Agreement and the Disclosure of Applicable Charges, Terms, and Fees for Deposit Accounts, provided at account opening. ATH® and Visa Business cards are optional. The Visa Business card is available only for commercial checking accounts. The following charges apply to debit card transactions: $1.00 for balance inquiries at non-FirstBank ATMs; $2.00 for withdrawals at non-FirstBank ATMs; $2.00 for cash advances at FirstBank tellers or other financial institutions; and a 2% charge for foreign currency conversions based on the converted US dollar amount on debit cards transactions. Additional charges may apply as established by other financial institutions. If you are traveling outside of Puerto Rico, make sure to notify us of your travel dates and destinations by calling 787-725-2511 or 1-866-695-2511 to avoid interruptions to your card access, and don’t forget to bring your Visa Business, which is accepted worldwide at participating Visa merchants. For more information on where you can use your Visa Business card visit visa.com.pr.

 

BUSINESS DIGITAL BANKING

Access all the tools to manage your business, anytime, anywhere with Business Digital Banking for Cash Management Solutions clients.

Drawing of cell phone screen with different elements.

 

Information about accounts and transactions

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Account solutions

Drawing of cell phone screen with different elements.

 

Payments and collections

Prevención de fraude

 

Fraud prevention

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