Member FDIC in Puerto Rico, United States and the U.S. Virgin Islands (USVI) only. ¹ Contactless chip card transactions offer the same level of security as a contact chip card when used in a chip-enabled terminal. ² Applies to Visa and Mastercard debit cards issued in Puerto Rico. The maximum amount that can be withdrawn in a single transaction is subject to the dispensing limit set by each ATM. For example, if an ATM dispenses a maximum of $500 per transaction, it will be necessary to complete two $500 transactions to reach a total withdrawal of $1,000. 3ATH Móvil® is subject to FirstBank’s terms and conditions of use. This service requires that both the account holder receiving the transfer and the one sending it be registered for the service. To register, you must have a deposit account and an active debit card with a participating financial institution. Only individuals who are 13 years of age or older may use this service. Other restrictions apply. Download the ATH Móvil app to register and review the service’s terms and conditions of use. ATH Móvil is a service of the ATH® Network by EVERTEC Group, LLC. 4In case of suspicious or fraudulent transactions, you will be able to receive fraud alerts via text messages and/or emails as long as we have your information correctly registered in our systems and if your service provider has the service available. 5Subject to the terms and conditions of the Deposit Account Agreement and the Disclosure of Fees, Terms, and Rates Applicable to Deposit Accounts provided at account opening. The following fees apply to debit card transactions: $2.25 for withdrawals at non-FirstBank ATMs and for cash advances with your debit card at the teller window at FirstBank branches or other banking institutions, and 2% for conversion of foreign currency to the amount already converted into U.S. dollars for debit card transactions. Additional charges imposed by other financial institutions may apply. If you are traveling outside of Puerto Rico, be sure to notify us of your travel dates and destinations by calling 787-725-2511 or 1-866-695-2511 to avoid interruptions in access to your card, and bring your Visa Debit Card with you, which is accepted worldwide at participating Visa merchants. You will not be able to use your FirstBank Debit Card in countries sanctioned by the Office of Foreign Assets Control (OFAC), so we recommend that you make sure you have alternate payment methods with you. For more information on where you can use your Visa Debit card visit visa.com.pr. The Visa Debit card is available for checking, savings and combined accounts for individuals, and the Perfecta account has a monthly fee of $1.25.