Boost Your Business with Digital Tools  

Ginoris Lopéz-Lay, Executive Vice President of Strategic Planning and Management at FirstBank

Carola Matta, Vice President of Digital Transformation and Innovation at FirstBank

Joven trabajando frente a una laptop sonriendo y con un movil en la mano.

At FirstBank, every step forward in our digital transformation responds to a clear vision – to offer solutions that anticipate business needs and simplify day-to-day management. For us, innovation starts with listening to our customers and understanding how technology can make their operations more agile, secure and efficient.

 

Immediacy, trust and simplicity are essential elements for entrepreneurs today. That’s why our digital platforms are designed from a human approach, integrating advanced technology with intuitive experiences that support decision making and sustainable business growth.

 

Below, we’re highlighting Business Digital Banking – FirstBank’s primary digital tool for business financial management, along with the benefits of its mobile app.

 

Business Digital Banking: Your Online Business Bank

Business Digital Banking1 is our digital platform designed for companies to manage their finances with greater control, efficiency and security. Available on Web and mobile app versions, it allows you to manage daily operations from anywhere and at any time.

 

Through this platform, customers can access balances, transactions, and accounts payable and receivable, while making transfers and managing payments – all from a secure digital environment that provides a clear view of a company’s financial operation. 

Main Functions

Account Information

  • Access account statements and analysis reports

  • Bank reconciliation tools (full, partial and deposits)

  • Download images of checks and documents

Transfers and Payments

  • Internal transfers between business accounts in real time 

  • Schedule and approve ACH and wire transfers

  • Electronic invoice payments and recurring payment management

Remote Deposits2

  • Deposit checks by photo using the mobile app

Approvals and Fraud Prevention

  • Approvals flow for ACH and wire transfers, as well as Positive Pay exceptions.

  • Details and images displayed before approval

  • Positive Pay for checks and ACH as a fraud prevention tool 

Benefits of the Mobile App

The Business Digital Banking mobile app extends these capabilities to the mobile environment, providing flexibility and control to entrepreneurs who need to stay connected to their business at all times. 

Key benefits include: 

  • Access to business banking from anywhere

  • Real-time notifications and alerts

  • Advanced security for your transactions, including biometrics such as  FaceID and Touch ID

  • Check deposits by photo, with daily and monthly limits

  • Fast approvals for ACH and wire transfers, and Positive Pay exceptions

  • Display of details and images before approval 

Each improvement integrated into our digital platform seeks to simplify daily operations, reinforce security, and offer tools that bring real value to businesses. Our digital transformation vision has a clear purpose – to always be one step ahead of you, and to help you drive your growth. 

Your Opinion Also Transforms Banking

We want to continue evolving together with your business. If you have any ideas or suggestions on how our digital solutions can help you operate more efficiently, please share them with us at apoyoalcliente@1firstbank.com. Your feedback is key to creating experiences that truly make a difference. 

About the Authors

 

Ginoris López-Lay, Executive Vice President of Strategic Planning and Management at FirstBank

With a focus on strategic planning and organizational transformation, she leads the integration of business initiatives, innovation and corporate strategy in supporting the organization’s objectives.

 

Carola Matta, Vice President of Digital Transformation and Innovation at FirstBank

For digital transformation, she promotes initiatives for technological adoption and process modernization, developing solutions that strengthen operational efficiency and customer experience.

FirstBank is a Member FDIC. 1The Business Digital Banking platform is subject to FirstBank’s terms, conditions and restrictions. 2Subject to the Funds Availability Policy, Regulation CC.

The contents in this section are provided for informational and educational purposes only and do not apply to all types of situations. The contents should not be construed as any type of advice or suggestion to take (or refrain from taking) any particular action, as it does not include or take into account all factors that may be relevant to your individual needs.

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