Live without worrying about transaction limits or maintaining a minimum balance with the Cuenta UNO checking account.

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Direct Deposit

Download form here



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Depósito Expreso Móvil 2


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Depósito Expreso ATM 2


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ATH Móvil 3


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Debit cards with worldwide acceptance 

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Telephone banking FirstLine Solutions Center


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FirstReserve - Optional reserve line4


Check icon.

Unlimited checks drawn


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Specially for you, college student:


The Cuenta UNO monthly service fee does not apply for the first 4 years1

Specially for you, college student:


The Cuenta UNO monthly service fee does not apply for the first 4 years1

Account opening requirements

  • $20 minimum opening deposit

  • $0 monthly service fee¹

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Download the Direct Deposit form

Complete it and hand it in to your employer


Simplify your life by managing your checking account with our Digital Banking mobile app.⁵


Ready to open a deposit account?

Make sure you have the following documents⁶ available when you go to the branch to open a deposit account.


To open a personal deposit account at FirstBank you must present the Social security number and the following applicable identifications:

United States Citizens 

(One (1) of the following):

  • Driver’s license from Puerto Rico, American Virgin Islands (USVI), United States

  • Real ID issued by the Government of Puerto Rico (DTOP)

  • State ID issued by the Department of Motor Vehicles of the United States

  • Passport or Passport card issued by the Government of the United States

  • Military ID issued by the Government of the United States 

  • Puerto Rico Police Gun Permit

In case that the valid ID with photo does not have the physical address, such as Passport, you must provide a service bill to validate the physical address, example: water, electric power, phone, cable TV service, CRIM, rental agreement, among others.

Foreign Citizens Puerto Rico Resident

(One (1) of the following):

  • Driver’s license from Puerto Rico, United States, Virgin Islands (USVI + BVI

  • Passport issued by the country of origin + Visa

  • United States Permanent Resident Card (Green Card)

Additional Document (one of the following):

  • Service bill to validate the physical address, example: water, electric power, phone, cable TV service, CRIM, among others.

  • Employment letter

  • Rental agreement

  • Bank reference (last two months)

Start the process to open a deposit account here.

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Easy Savings generates interests.




Learn more

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Secure your holiday expenses with the Christmas Club account.


Learn more

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Earn competitive interests with a Certificate of Deposit.


Learn more



Cuenta UNO has unlimited transactions and processed checks.


Yes, you can register with one of our debit cards. With ATH Móvil you can make payments to more than 4,000 merchants and payments from person to person.


Cuenta UNO allows you to draw unlimited number of checks.

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Financial Education

Learn to manage your products with FirstBank electronic services

Get to know the tools and services that Digital Banking offer has for you.

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Financial Education

What to do if I have an unexpected expense and I don't have money? Know your options

We tell you about some options in the case of having an unexpected expense. Consider them and choose the best for you.

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Are banking applications (apps) safe? All you need to know

Keep your information safe from security threats on banking apps.

Member FDIC. 1 Only for individuals older than 18 years. Fixed monthly service fee of $3.00 or $2.50 when deactivate the paper statement option through Digital Banking. College Students: As a special offer for college students, the monthly service fee will be waived for the first 4 years from the opening of Cuenta UNO. To qualify for the special offer, the individual must provide evidence of a valid enrollment in an undergraduate educational institution and a valid ID with photo at the time of opening the Cuenta UNO. The special offer does not apply to postgraduate students. In the case of students with an existing Cuenta UNO, who meet the previously indicated qualifications and who request the monthly service fee to be waived, this fee may be prospectively waived if the account has less than 4 years since opening. In these cases, the monthly account service fee charged prior to the waiver request will not be credited or refunded. After the account reaches 4 years since opening, the fixed monthly service fee of $3.00 or $2.50 when you deactivate the paper statement option through Digital Banking will apply. Other fees may apply. Subject to the terms and conditions of the Deposit Account Agreement and the Disclosure of Fees, Terms and Fees Applicable to Cuenta UNO provided at account opening. 2Your deposit will be available according to FirstBank’s Funds Availability Policy, included in the Deposit Accounts Agreement. The service is not available for savings accounts. 3ATH Móvil is subject to FirstBank's terms and conditions. Using ATH Móvil requires the titleholders of both the receiving and issuing accounts to be registered service users. To enroll, you must have an active debit card with a participating financial institution in the ATH Móvil service. Go to to enroll and view the terms and conditions of service and a list of participating institutions. ATH Móvil is an ATH® Network service from EVERTEC Group, LLC. 4The reserve line is optional and subject to credit approval. 5Digital Banking is subject to FirstBank’s terms, conditions and restrictions.6FirstBank may request additional documents or information.

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