The “Let Yourself Be Loved with FirstBank and Visa” sweepstakes is valid from November 17, 2025, to January 9, 2026. Eligible participants include: (i) any natural person (individual); (ii) who is of legal age, twenty-one (21) years or older as of November 17, 2025; (iii) legal residents of Puerto Rico; (iv) who are also customers of FirstBank Puerto Rico (“FirstBank”) with at least one of the following individual accounts: (a) checking deposit, (b) savings, or (c) combined account; and (v) who hold a Visa debit or credit card issued by FirstBank. The sweepstakes does not apply to Mastercard debit or credit cards, nor to commercial and/or corporate debit or credit cards. No purchase necessary to participate. The sweepstakes is sponsored by FirstBank.  See sweepstakes rules. FirstBank is a Member FDIC.