Introductory APR

1.99%

on purchases 

and balance transfers made during

the first 6 months after opening the account¹

$0

annual fee

for the first 12 months then $50

Beyond Business Mastercard Credit Card black and dark blue.

Beyond Business Mastercard (DBA)

  • $0 annual fee for the first 12 months, then $50

Introductory APR on purchases

1.99% for 6 months on purchases made during the first 6 months after opening your account.

1.99% for 6 months on purchases made during the first 6 months after opening your account.

0% for 15 months on purchases made during the first 6 months after opening your account.

0% for 15 months on purchases made during the first 6 months after opening your account.

Introductory APR on balance transfers

0% for 15 months on balance transfers made during the first 3 months after opening your account.

0% for 15 months on balance transfers made during the first 3 months after opening your account.

0% for 15 months on balance transfers made during the first 3 months after opening your account.

0% for 15 months on balance transfers made during the first 3 months after opening your account.

Rewards Program

1 point for every $1

1 point for every $1

1.25 points for every $1

2 points for every $1

Annual Fee

$0 annual fee

$0 annual fee

$0 for the first 12 months, then $50

$0 annual fee for the first 12 months then $150

Benefits
  • Purchase Protection

  • Alerts and Fraud Protection

  • Beyond Mobile

  • Chargegard Ultimate

  • Purchase Protection

  • Auto Rental Insurance

  • Medical Emergencies

  • Extended Warranty

  • Price Protection

  • Baggage Loss Insurance

  • Visa Concierge

  • Access to Visa Luxury Hotel Collection

  • Alerts and Fraud Protection

  • Beyond Mobile

  • Chargegard Ultimate

  • Purchase Protection Visa concierge

  • Auto Rental Insurance

  • Extended Warranty

  • Price Protection

  • Baggage Loss Insurance

  • Visa Concierge

  • Access to visa Luxury Hotel Collection

  • International Medical Emergencies

  • Alerts and Fraud Protection

  • Beyond Mobile

  • Chargegard Ultimate

  • Purchase Protection

  • Auto Rental Insurance

  • International Medical Emergencies

  • Extended Warranty

  • Price Protection

  • Baggage Loss Insurance

  • Visa Concierge

  • Access to Visa Luxury Hotel Collection

  • Visa Airport Companion

  • Luggage Delay

  • Travel Accident Insurance

  • Priority Pass Access

  • Trip Cancellation

  • Alerts and Fraud Protection

  • Beyond Mobile

  • Chargegard Ultimate

Introductory APR on purchases

1.99% on purchases made during the first 6 months after opening your account.

Introductory APR on balance transfers

1.99% on balance transfers made during the first 6 months after opening your account.

Rewards Program

1.25 points for every $1

Annual Fee

$0 annual fee for the first 12 months, then $50

Benefits
  • Mastercard Coverage

  • MasterTravel Insurance

  • MasterRental

  • Purchase Protection

  • Extended Warranty

  • ATM Robbery and Assault Protection

  • Alerts and Fraud Protection

  • Beyond Mobile

  • Chargegard Ultimate

Introductory APR on purchases

1.99% por 6 meses en compras realizadas durante los primeros 6 meses de la apertura de la cuenta.

Introductory APR on balance transfers

1.99% en transferencia de balances realizadas durante los primeros 6 meses de la apertura de la cuenta.

Rewards Program

1.25 puntos por cada $1

Annual Fee

$0 por los primeros 12 meses, luego $50

Benefits
  • Seguro de Viajes

  • Seguro de Autos

  • Garantía extendida

  • Protección de Compras

  • MasterCoverage

  • Protección Robo de Efectivo

  • Alertas de Fraude

  • Beyond Mobile

  • Chargegard Ultimate

Introductory APR on purchases

1.99% por 6 meses en compras realizadas durante los primeros 6 meses de la apertura de la cuenta.

1.99% por 6 meses en compras realizadas durante los primeros 6 meses de la apertura de la cuenta.

0% por 15 meses en compras realizadas durante los primeros 6 meses de la apertura de la cuenta.

1.99% por 6 meses en compras realizadas durante los primeros 6 meses de la apertura de la cuenta.

Introductory APR on balance transfers

0% por 15 meses en transferencia de balances realizadas durante los primeros 3 meses de la apertura de la cuenta.

0% por 15 meses en transferencia de balances realizadas durante los primeros 3 meses de la apertura de la cuenta.

0% por 15 meses en transferencia de balances realizadas durante los primeros 3 meses de la apertura de la cuenta.

1.99% en transferencia de balances realizadas durante los primeros 6 meses de la apertura de la cuenta.

Rewards Program

1 punto por cada $1

1 punto por cada $1

2 puntos por cada $1

1.25 puntos por cada $1

Annual Fee

$0 cuota anual

$0 cuota anual

$0 cuota por los primeros 12 meses, luego $150

$0 por los primeros 12 meses, luego $50

Benefits
  • Mastercard Global Services

  • Protección de Robo de Identidad

  • Seguro de Viajes

  • Alertas de Fraude

  • Beyond Mobile

  • Chargegard Ultimate

  • Platinum Concierge

  • Inconveniencia y Cancelación de Viaje

  • Protección de Equipaje

  • Protección para Teléfono Celular

  • Mastercard Global Service

  • Protección para viajes compartidos

  • Seguro de Autos

  • Protección de Compras

  • Protector de Boletos

  • Protección de Precios

  • Garantía Extendida

  • Protección de Robo de Identidad

  • Servicios de Viaje y Estilo de Vida

  • Asistencia de Viajes

  • MasterAssist Plus

  • Mastercard Travel Rewards

  • Alertas de Fraude

  • Beyond Mobile

  • Chargegard Ultimate

  • Acceso Priority Pass

  • Protección de Robo de Identidad

  • Concierge Mastercard Black

  • Mastercard Global Services

  • Protección de Compras

  • Seguro de Viajes

  • Seguro de Autos

  • Protección para Teléfono Celular

  • Servicios de Viaje y Estilo de Vida

  • Asistencia de Viajes

  • Protección de Precios

  • Garantía Extendida

  • Protección Robo de Efectivo

  • Master Travel Rewards

  • Alertas de Fraude

  • Beyond Mobile

  • Chargegard Ultimate

  • Seguro de Viajes

  • Seguro de Autos

  • Garantía extendida

  • Protección de Compras

  • MasterCoverage

  • Protección Robo de Efectivo

  • Alertas de Fraude

  • Beyond Mobile

  • Chargegard Ultimate

Rewards Program

Earn 1.25 points for every $1

You will want to use your Beyond credit card for everything. You get paid for everything you purchase2.

 

Earn up to 5,0003 bonus points on the Rewards Program when using your credit card.

Find out how Beyond rewards you better.

 

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Rewards Program

Cerrar
Icon of two coins with green arrows

Pay your Beyond with points

Use your points to pay your Beyond credit card.

Icon of a gift box with a green star in it.

Give the perfect gift

Find the perfect gift for someone special or yourself in our Rewards Program.

Icon of an offer ticket for clothes

Access more offers

Get more opportunities to save with offers exclusively for you.

Icon of a plane

Plan your travel easily

Enjoy the best vacation planning experience. Use your points to book flights, hotels, cruises, attractions, and vacation packages with your points. You can also create your travel profile for future vacations.

Your Beyond Business Mastercard credit card lets you enjoy the following benefits:

Toy plane and stethoscope

Master Travel

Travel accident insurance coverage for you and your family.⁶

Man driving his car while smiling with his partner as co-driver.

Master Rental

Coverage for damages to the rental car caused by collision, theft, accidental fire and more.⁶

2060238374

Alerts and Fraud Protection

If we detect any suspicious or fraudulent purchases, we will send you an email or text message. We protect you from identity theft.⁴

Closeup of hand making contactless payment in cafe using smartphone

Beyond Mobile

Make payments with your Beyond credit card using the digital wallet on your Android device.⁵

HOW TO APPLY

Ready to apply?

Have the following information available before applying.

  • Social Security 

  • One (1) valid ID 

  • Driver's license 

  • Passport 

  • Military ID 

  • Government ID 

  • U.S. permanent resident card 

Once you have the information, click here. 

 

FREQUENTLY ASKED QUESTIONS

When you open a FirstBank credit card you are automatically enrolled in our Rewards Program! 

No, it is free of charge.

You can redeem points online 24/7 at www.rewardsfirstbank.com or by calling a Customer Service Representative at 1-855-701-BANK (2265) from Monday through Sunday, from 6:00 a.m. to 12:00 a.m. (AST). Travel customer service representatives are available from 9:00 a.m. to 9:30 p.m. (EST), Monday through Friday; and 9:00 a.m. to 6:00 p.m. (EST) on Saturdays.

Subject to credit approval. 1Introductory APR of 1.99% on purchases and balance transfers made during the first 6 months after opening your account. After that, your APR will be from 18.50% to 28.50%, based on your creditworthiness at the time you opened your account. The APR for Cash Advances will be from 27.00% to 32.00%, based on your creditworthiness at the time you opened your account. These APRs may vary with the market, based on the Prime Rate. Penalty APR of 29.99%. 2Visit https://rewardsfirstbank.com for details of the Rewards Program. 3The offer of 5,000 points is broken down as follows: 1,500 points after you spend $1,000 in purchases within the first 3 months of opening your account, 500 points by subscribing online https://rewardsfirstbank.com within the first 30 days from account opening, and 3,000 points for a balance transfer within the first 3 months from activating your account. This offer is valid only for new accounts. The date of the transaction will determine if it will qualify for the offer. If there is a delay in the submission of the transactions from the merchants to us, or if the date of the purchase is different from the date the transaction was made, and is after the 3 months of opening your account, that purchase will not qualify for the offer. In addition, if you return your purchase, it does not qualify for the offer. Certain restrictions apply. 4Fraud alerts apply only for transactions considered suspicious or fraudulent. You can receive fraud alerts by e-mail and/or text message as long as we have your information registered correctly in our systems and your service provider has the service available.  5The pay services are subject to the provider terms and conditions: Samsung Pay and Google Pay. For more information on Beyond Mobile click here6Insurances and services offered directly by Mastercard. Mastercard is a commercial LAC region association registered trademark and is used by the issuer under license. 

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